The general framework of inheritance and gift tax in Catalonia derives from Law 19/2010. However, as Law 2/2014 of January 27 on fiscal, administrative, financial and public sector measures, in its article 122 it modified several of the precepts of Law 19/2010 on inheritance tax regulation, in the We currently have two regulatory frameworks in Catalonia:
For deaths that occurred between January 1, 2010 and January 31, 2014, which are governed by Law 19/2010 on inheritance tax regulation.
For deaths that have occurred since February 1, 2014, which will be governed by Law 2/2014 of January 27. This regulation is in force and without modification since then and until now, years 2016.
Deaths up to December 31, 2009, we do not take them into consideration, because they will be fiscally prescribed inheritances.
The application of the Catalan inheritance tax regulations depends on the habitual residence of the deceased person. For those cases in which there has been a change of residence, the residence of the place where he has stayed for a greater number of days in the five years prior to the date of accrual is taken into account.
1.- Tax application scheme.
1.1.- It starts from the real value of the assets, with deduction of debts and encumbrances.
1.2.- On this amount there is a right to a series of reductions.
1.3.- A tax rate is applied to the amount thus obtained.
1.4.- This tax rate is applied to a multiplier coefficient based on the degree of kinship between deceased and heir.
1.5.- Finally, the resulting fee may have some type of bonus.
2.- Development of the settlement scheme.
2.1.- Real value of the goods. We have already referred to this aspect in other entries of this blog. In the case of urban properties located in Catalonia, this value is obtained by multiplying the cadastral value by a coefficient, and multiplying by 0.8. In the case of rustic goods, an amount per hectare is applied, depending on the quality and situation of the land. These tables are published each year by the Generalitat de Catalunya.
2.2.- Reductions.
Kinship reduction.
For inheritances from February 1, 2014
a) Group I (acquisitions by descendants under the age of twenty-one): 100,000, plus 12,000 euros for each year of the successor in title under the age of twenty-one, up to a limit of 196,000 euros.
b) Group II (acquisitions by descendants of twenty-one years of age or over, spouses and ascendants): – Spouse: 100,000 euros. – Son: 100,000 euros. – Other descendants: 50,000 euros. – Ascendants: 30,000 euros.
c) Group III (acquisitions by second and third degree collaterals by affinity or consanguinity (STSJ ICAM 442/204 and STSJ MADRID 1693/2014) and by ascendants and descendants by affinity): 8,000 euros.
d) Group IV (acquisitions by collaterals of fourth degree or more distant degrees and by strangers): no reduction is applied for reasons of kinship.
For inheritances from January 1, 2010 to January 31, 2014, the reduction for kinship is as follows:
a) Group I (acquisitions by descendants under the age of twenty-one): 275,000, plus 33,000 euros for each year of less than twenty-one that the successor in title has, up to a limit of 539,000 euros.
b) Group II (acquisitions by descendants of twenty-one years or more, spouses and ascendants): – Spouse: 500,000 euros. – Son: 275,000 euros. – Other descendants: 150,000 euros. – Ascendants: 100,000 euros.
c) Group III (acquisitions by second and third degree collaterals by affinity or consanguinity (STSJ ICAM 442/204 and STSJ MADRID 1693/2014) and by ascendants and descendants by affinity): 50,000 euros.
d) Group IV (acquisitions by collaterals of fourth degree or more distant degrees and by strangers): no reduction is applied for reasons of kinship.
Mutual help experiential situations.
In acquisitions due to death between members of a mutual aid cohabitation relationship, the purchasers are assimilated to the rest of the descendants of group II defined in article 2, for the purpose of applying reductions for kinship and habitual residence and the multiplier coefficient.
Common-law couples are assimilated to spouses.
Relations between a spouse or a cohabitant in a stable relationship and the children of their spouse or of the other member of the couple are assimilated, for the purposes of inheritance and gift tax, to relations between ascendants and children.
Disability Reduction.
Together with the reductions that may correspond depending on the degree of kinship between the acquirer and the deceased, in acquisitions due to death by people with physical, mental or sensory handicaps, with a degree of disability equal to or greater than 33 % , a reduction of 275,000 euros is applied. If the degree of disability is equal to or greater than 65 %, the reduction is 650,000 euros.
Reduction for seniors.
In acquisitions due to death by group II people of seventy-five years or more a reduction of 275,000 euros is applied. This reduction is incompatible with the disability reduction.
For inheritances from January 1, 2010 to January 31, 2014, the reduction for third age is not linked to the degree of kinship.
Life insurance reductions.
In acquisitions due to death, a reduction of 100 % is applied, with a limit of 25,000 euros, of the amounts received by the beneficiaries of life insurance contracts, if they are related to the deceased contracting party as spouse, descendant or ancestor.
Reduction for the acquisition of assets and rights related to an economic activity.
A reduction of 95% in the value of such goods can be obtained. Due to its length and complexity, we did not develop it.
Reduction for the acquisition of shares in entities.
A reduction of 95% in the value of such goods can be obtained. Due to its length and complexity, we did not develop it.
Reduction for the acquisition of the habitual residence of the deceased.
In acquisitions due to death corresponding to the spouse, descendants, ascendants or collaterals of the deceased, a reduction of 95 % of the value of the principal residence of the deceased can be applied to the tax base, with a limit of 500,000 euros for the joint value of the home, which must be apportioned among taxpayers in proportion to their participation; In any case, the individual limit resulting from the apportionment among taxpayers cannot be less than 180,000 euros. The collateral relatives of the deceased, in order to enjoy the reduction established in section 1, must be over sixty-five years of age and must have lived with him for at least two years prior to his death. Reduction for the acquisition of certain rustic farms dedicated to forestry
Reduction for the acquisition of assets of the deceased used in the agricultural exploitation of the successor in title.
Reduction for the acquisition of cultural heritage assets.
Reduction for decennial superimposition.
2.3.- Tax rate.
Base Quota Remainder of base Type
0 Up to 50,000 7%
50,000 3,500 Up to 150,000 11%
150,000 14,500 Up to 400,000 17%
400,000 57,000 Up to 800,000 24%
800,000 153,000 Onwards 32%
2.4.-Multiplying coefficient.
Kinship groups I and II Coefficient 1.
Kinship Groups III Coefficients 1.5882.
Kinship Group IV Coefficient 2 4.5.-
Fee bonus Spouses can apply a bonus of 99% of the inheritance tax tax on acquisitions due to death, including the amounts received by life insurance beneficiaries that accumulate to the rest of the assets and rights that make up their hereditary portion. The rest of the taxpayers of groups I and II can apply the bonus in the weighted average percentage that results from the application for each tranche of the tax base of the percentages established by law.
I live with my parents, if my parents die and leave me their house (habitual residence) I have to pay taxes. They would go up a lot.
Thank you so much
With the data that the answer gives us, it is almost impossible, since we would have to take into account the value of the house, where it is, the residence of their parents... In any case, inheritances from parents to children, as a general rule, are not burdensome.
All the best.
Good afternoon, I want to leave the apartment (located in Barcelona, value approx. 200,000 eur) as an inheritance to my nephew. What is the approximate amount that we will have to pay between the two of us in taxes and I don't know what else?
With the data you do not give, we cannot answer you. If you want a report, we can do it for you, but we would ask you for certain information. All the best
We are five siblings, and now we have learned that my father made a will of the apartment he has in Tarragona, to one of my sisters, who is the one that had absorbed his brain, as well as the bank account, which was also co-owned by her. , and from which he has been getting all the money little by little
bit. My question is, do we have the right to the legitimate, even if the house has been left in a will?
Good afternoon. My mother passed away in 2003, but the inheritance judgment was notarized in 2017. It is a publicly-promoted house. Do you have to pay plus value or any tax? Thank you
What I don't understand is why this was asked at the time of writing or why it was not explained to him. Apparently from what he tells me
I don't think you should pay anything, but I can't give a well-founded opinion without seeing documentation.
I have asked myself because I have assumed that for the change of name of the property, a term will be required from the date of the deed and perhaps for this reason, the payment of some tax. Excuse me if I don't express myself well. Thank you
I insist on what I have told you: I cannot give an opinion without seeing. And it surprises me that you ask these questions after signing the deed. Go to the Notary where the procedures have been done and that they inform you.
Hello. My father passed away in September 2017 and he had 15% of shares in a SA company. with a writing value of €60,000 and a book value of €1,000,000. If I accept the shares at book value, which would be €150,000, how much would I have to pay in inheritance taxes? Thank you.
This page is not an online office. In view of all the necessary background information, we can make a report
taking into account that they have already made a will in my favor.
It's in Catalonia, it's an official protection house, but I don't have any more information.
But I understand that with the new law, the habitual house, when it passes from parents to children, they will have to pay.
I return to the same thing, with these data I cannot tell you more, but it is almost certain that nothing will be paid for inheritance tax.
I receive as a legacy from my grandparents a house valued at 400,000 euros, in Barcelona, if I accept how much would I have to pay for inheritance tax, approximately?
Thank you very much for following us, but your question is far beyond the purpose of this website.
In the event of choosing the option to benefit from the 95% for habitual residence, is it necessary to keep the property in the possession of the heir for 5 years in order not to lose the tax relief?
I understand that there is always the option of rejecting this tax benefit and calculating the value of the habitual residence in the estate if you plan to sell it. Is that so?
Indeed, if you sell within the five-year term, what you will have to do is pay in the discounted amount with interest.
Thank you very much: I understand that if you plan to sell within five years, it is better to give up the habitual residence bonus and pay as if it were a normal home. Does the Tax Agency allow you to do that?
Indeed. What you should be clear about is what your decision may cost you, but if the inheritance is in Catalonia in favor of descendants and after the year 2010 (the death), it is almost certainly not worth asking for the housing allowance. If you want more information, with specific data of the inheritance we can do a simulation.
How much does a blood cousin pay to inherit in Catalonia, that much %. Thank you
It depends on what you inherit.
I have to open a will, due to the death of my father, heirs, a sister and myself. Inheriting a villa, currently it could be sold for a maximum of €100,000 and it is not sure that it will be sold. My sister and I don't talk to each other and she feels like a mess. I have thought about giving up the inheritance, because with the chalet they will want to do the opposite of me, to annoy and we will end up in court, since I do not want to have a property or anything halfway with it. Do you advise me to fight or would it be better to give up?
In principle I would not give up. What you should do is know what your position is, get advice and perhaps talk to your sister through third parties, to avoid feelings coming out
When my mother died, my father inherited and my sister took possession of the assets through donations and forced me to go to court to obtain my mother's legitimacy, which they refused to give me. Apparently the aforementioned chalet remains and for this reason I know that it is going to be a major war and I want to avoid it. More knowing that my sister has a large mortgage and I don't know the guarantors for the loans that she could have.
Thank you.
If, as the nephew of the deceased, he leaves me 53,101.81 euros in his will, how much do I pay to the Catalan treasury?
ACCORDING TO TODAY'S REGULATIONS APPROXIMATELY 5000 EUROS
My mother's sister, who has no children, her husband passed away almost four years ago, left me in the will as universal heir, my uncle lives 85 years old and also has the same will towards me, he owns the apartment where he lives, an apartment, and some 60,000 euros, the day I die I will have to pay, I don't know if I was entitled to something when my aunt died, but the relationship is very good and I did nothing. You tell me that it would be better if he made a donation to me from the second residence, if it is not done I will have to pay the day I inherit. What advises me, to pay less at the time. thank you so much
Thank you for your interesting website and answers. My father's house in Barcelona has an approximate value of 500,000 euros and he leaves it to me as an inheritance. How much would I have to pay in inheritance tax for that house, according to the current rate in May 2015? Thank you so much.
I add that I am an only child and that there will hardly be more assets than the house. Thank you.
In the event that my father donated me a house, with a market price of €300,000, what taxes would I have to pay?
Thank you so much.
You should pay TAXES ON DONATIONS, CAPITAL CAPITAL AND IRPF (THE DONOR). THE AMOUNT DEPENDS ON FACTORS THAT I DO NOT KNOW, SUCH AS THE PLACE WHERE THE PROPERTY IS LOCATED, ITS CADASTRAL VALUE, OLD...
I thank you in advance. I have a flat (more than 20 years old) and a house (less than 20). I want to leave it to my son in a will, but if I donate to him now it would cost less money. We do not have the residence together
In principle, the succession is cheaper.
Again I thank you in advance. Related to the previous post. The mentioned house has Cadastral V. x coef. 0.88= €59,267. Could you guide me approx. What would the 50% inheritance tax cost my son since I live with my wife, does it have a benefit or is it indistinct that we were registered together in said house?
the question you ask me exceeds the purpose of this page. It's not that I don't want to answer you, it's that with the data you give me, I can do little. I insist that it will always be cheaper to inherit than to make a donation. The overall cost I can not specify.
Related to the previous post. – I understand your position and your comment. Without going into calculating amounts (as a guideline) you can tell me if you normally pay more, capital gains or inheritance tax. Data I have: Land value €42,714. Catastral value €67,349. More than 20 years. Viladecans population. Thank you for your attention and your patience.
Inheritance tax is paid for all inheritance and capital gains for each urban property and its fee depends on the ordinance of each town hall. Inheritance tax between parents and children has almost disappeared in Catalonia for medium-sized inheritances, so it is normal to pay more for capital gains. Regarding the Viladecans property, I get a fee of about 8200 euros, (quick calculation and without responsibility). I leave you a link if you want to check it yourself
http://www.foro-ciudad.com/barcelona/viladecans/documento-23235.html
My grandmother wants me to put an account in the name of the 2 with 60,000 euros in the box for when she dies. How much will I have to pay to cienda? Is the best option? Thank you very much in advance. My grandmother lives in Seville and I am from Girona.
What your grandmother has to do is make a will. Being a co-owner of an account can have tax risks, and also do not attribute ownership of the whole to the co-owner when one is absent. An inheritance of 60,000 euros from grandfather to grandson would pay around 10 euros.
First, I want to say that I follow your answers. When my mother passed away, she left 5,000 euros to her two granddaughters. They are worried about this year's tax return. They are from Barcelona and they do not know how much they will have to pay for this legacy. Thank you very much for your attention. I would like to inform you that he died on January 25, 2015…
I am English and I have a life of the other insurance for which I and my wife are both policyholders, insured and beneficiaries. This means that in the event that one of the two dies within the 25 years that the policy lasts, the surviving policyholder is the beneficiary. It is insurance for death only and is only guaranteed within that period. Once one of them dies, the policy ends for the survivor. There are no savings. I would like to know if it would be necessary to declare this in succession taxes in the event that I redeem the capital or only for income. Thank you
It is difficult for me to answer without seeing the content of the policy. The best information will be given by the insurance company, but as an approximation if what is received is a consequence of the death of one of the "contractors", the amount received by the legitimary is included in the inheritance tax, although strictly not be inheritance.
Question: My 94-year-old mother, diagnosed with senile dementia, has the legal capacity to modify a will that she made more than 20 years ago?
She has a flat of her own in Barcelona capital, with an approximate value of 180,000 euros.
Question: You can know the approximate calculation of the Inheritance Tax if the heir is your only living child, and, as a second option, if the heir is your 25-year-old grandson, with a disability of 63% due to an unresolved mental health problem according to doctors.
Question: Which option pays less?
My father passed away 22 years ago. We are 3 brothers + my mother (50% + usufruct). There is a will but no inheritance acceptance that we must do. The inheritance is an apartment valued at approx. €190,000.
Question: Should we pay for the Inheritance Tax?
Assets can be awarded and in principle all taxation is prescribed
Hello. My mother passed away and some time later we sold my parents' apartment and I brought my father to live with us, the money from the sale of the apartment plus some savings that in total will be about €220,000 we put it in a joint account for both of us .
Now my father is in the last leg of his life, does that money represent what will be his inheritance? Will I have to pay for it?
Thank you
It depends on the applicable law. If it were in Catalonia, up to 100,000 euros, and in the case of inheritance between parents and children, nothing is paid, and from there very small amounts. For example, an inheritance of 200,000 would pay 200 euros, as long as there was no right9 to any tax credit. I think you can be calm
Hello, I have a 65% disability, if I inherited 2 houses worth 500,000 euros from my father, how much would I have to pay in taxes, and after the capital gains in the town hall, do they also discount for disability? Sincerely, mom, thank you
In principle, it has an inheritance tax bonus of 650,000, so you would not have to pay anything. Regarding the capital gains, it would be necessary to see according to each city council and its ordinance, but in principle, the loss does not attribute any tax benefit.
Hello, my mother passed away on June 8 and we still do not have the original will, but everything is in process. My problem is that I am in Andalusia and my mother died in Catalonia. According to said will, everything passes to my father but he wants to put everything, including his, in the name of my two brothers and me. is it possible to do that? The only thing that they have is a house that could be valued in the cadastre for 100,000 euros. How much would you have to pay for this to be done like this? It would harm me in something that was put in our name (of the three of us) for scholarships for children, the unemployment that I receive from those over 52 years of age. I don't own a home, I'm renting.
I cannot answer without seeing any paper, as there are many aspects to consider and that could have an influence on the final result. All the best
Good morning, I would like to know how much is the legitimate (from father to daughter).
Thank you.
I mean the legitimate one in Catalonia.
Thanks again.
I am an only child, my father has a villa (in Riells and Viabrea in Girona) and an apartment (in Montcada i Reixac, Barcelona) and I calculate that he will not make a will. With respect to the money you may have in savings accounts or government bonds, ect , at the time you die, what would you have to do to find out where that money is? Would there be a possibility of being able to dispose of it even if I do not appear in the possible accounts? . I am also an only niece, in the event that my uncle did not make a will and my father (his brother and only heir) had already passed away, would I also have the right to a legitimate one? In this case, would I have to pay more inheritance tax for being a niece instead of a daughter? My uncle has a flat in La Llagosta, Barcelona and if I had money in savings accounts (which he has) would it also happen to me or does this go to the state? And how do I find out where he has it once he has passed away?
Thank you very much again.
Very briefly, nephews do not have the right to legitimacy and pay more than children, since the minimum exemption per child is 100.00 and in the case of nephews 8,000. In addition, the children have some quota bonuses that the nephews do not have. Finding out the money is very easy if you are the heir, just lose it to the banks. Sorry for the tildes, but I have a computer problem
For an inheritance from my deceased wife of land valued at 150 euros. I have what
For the inheritance of land valued at 150.00 euros owned by my deceased wife, do I have to pay inheritance tax?
Yes, but maybe it's too little
I have a relative in Barcelona who is the cousin of one of my grandmothers (would it be degree IV of kinship?)
He has money in banks for a value of €680,000 and an apartment in the center of Barcelona whose real market value would be around €140,000.
I am the universal heir through this woman's will and I don't know what taxes I would have to pay in case of death. I live in Toledo. Thank you
On 2/24/2011 my mother passed away, my four siblings and I took advantage of the bonus of 95% in the acceptance of the inheritance in Catalonia with a hereditary cabal per brother of €39,450. As of 11/10/2015, the house has been sold with 3 months to go before the 5-year period established by the Generalitat de Catalunya, will we lose the discount? I clarify that the house has been sold for a value of €70,000 less than what was valued in the inheritance. At the time of notarizing they told me that 1/5 of the sale had to be declared, but that we did not have to pay anything to the treasury. But if it were not so how much would correspond to each Brother.
They would have to redo the inheritance tax declaration, now entering the bonus amount and interest. What surprises me is that no one has told him before making the sale.
My mother passed away in 2015 and my brother and I split around 25,000 euros each as sole heirs. I think we shouldn't pay anything, but would we still have to present the tax? What happens if we don't?
Thanks in advance
They could have a penalty for lack of presentation.
We have inherited a property in Catalonia and we are 3 heirs... is the reduction of €100,000 of INHERITANCE TAX applicable per heir or not? In other words, we have to present the INHERITANCE TAX all together, so I don't know if the reduction would be €300,000 or limited to €100,000. And another thing, how can we determine the VALUE OF THE REAL ESTATE PROPERTY to declare? Is it better for the Tax Agency to do it or better by Self-assessment? Thank you so much.
The reduction is per heir. Regarding the value of the property, various factors will have to be taken into account, so I advise you to deal with a professional. All the best.
Hello,
in the case of a mother (widow) who has a heritage of about 3.5 million euros which includes the habitual residence of a price of approx. of 1 million euros (within 3.5 million)
In this habitual residence, the 25% belongs to a son and the other 25% to another son for several years.
Approximately how much will the children pay in inheritance tax in Catalonia?
Thank you
Greetings
Inheritance tax depends on many factors, many of which I am unaware of, for which reason I take my answer as a guide. But inheriting 1,500,000 Euros for each child, and requesting a reduction in habitual residence for the amount of 250,000, each one the fee would be around 75,000 euros, per child.
I insist that this is not an opinion, nor do I assume any responsibility for the response
Our aunt passed away in 2010 in Barcelona, we have become heirs now, when it comes to carrying out the inheritance tax, are we governed by the 2010 law? What is the minimum exempt?
Thank you so much
All the best
Tell me the date of death.
hello,
I want to present my case, that I am a father of two children with a disability of 66%, I bought an apartment that will now be worth about €120,000, years ago and now I am without work due to my illness, I cannot request permanent disability because my apartment I have rented it. I had thought of making a donation to one of my children taking into account my disability since I suppose the transfer will be cheaper, my children are minors. I would like to know if I could put this asset in the name of my children or my wife and be able to be the beneficiary of the tax for permanent disability, since our position is not at all favorable.
Thank you so much
Sergio
I don't quite understand your question, and what you mean by being a beneficiary of disability tax.
My brother and I share a habitual residence apartment at 50%. In case of death I have left him as heir (value of the apartment about 100,000.00 euros) how much would I have to pay when accepting the inheritance? He has left me his half as usufructuary, since he has a son as an heir. I suppose that if he died, it would be his son who would have to pay for the inheritance. What amount would it be? We live in Terrassa (Catalonia) Thank you very much.
Inheritance between siblings is usually expensive. In the event that the inheritance is worth 100,000 euros, the tax would be approximately 13,400.
In your case, if the circumstances arise, and I think they do, they could constitute a coexistence relationship of mutual aid. In this way, he would have a discount of 95% of the value of the habitual residence, among other circumstances, and would pay 0 if the inheritance is the apartment of 100,000 euros.
I am attaching a link from my blog to a concrete example.
https://www.notarialuisprados.com/un-ejemplo-de-la-fiscalidad-de-las-situaciones-convivenciales-de-ayuda-mutua/
If you need further assistance, please do not hesitate to contact us.
I am doing the calculations to determine the value to pay for a child (my son) for an inheritance of 500,000 euros and applying the reduction tables of the tax base per child (100,000 euros), the quota percentages to apply for each section and the bonus (reduction) of the 99% of the quota in each section always gives me a value of approximately half of what you indicate in several cases that I have followed (500,000 euros, 200,000 euros...). Could you numerically develop the example of 500,000 euros?
For me it is of great importance because the case is very complex: I have two children, one 36 years old and the other 40 years old disabled in a 96%. The distribution of assets in my will that I am about to carry out (approximately 1,500,000 euros) may be affected.
A second question; my disabled son will have an exemption in the tax base of the first 650,000 euros as a disabled person, is the 100,000 euros that corresponds to him as a son added to this amount? .
Thank you very much for your attention
Hello,
My query is as follows, my father has some money saved and I have made a transfer of €28,000 to my account to be able to buy a flat. Is this considered a donation? Should it be taxed? We are a bit lost on this topic.
Thanks in advance for your help.
It is a donation, which if it is for the purchase of the home can be discounted to 95% as long as it is made in a public deed, and some other condition, referring to the term between the donation and the acquisition of the home, income of the donee and age. You can see our entry how much a donation costs
https://www.notarialuisprados.com/cuanto-cuesta-una-donacion/
I live in Andalusia, I have a godson and nephew and I would like to inherit the apartment where I live, the apartment is valued at 40,000 euros, how much would I have to pay?
Good afternoon. We are 6 nephews and my aunt has made a will in equal parts. In the bank there are about 600,000 euros plus a flat that is rented.
I would like to know what percentage of real rights we would have to pay from the money in cash and from the house. The house is a building from 1967 and it is not his current home because he lives in a residence. Thank you
The answer requires knowing the place of residence of his uncle, and the value of the house, but assuming that everything is in Catalonia, especially his uncle's residence, and that each nephew receives, including the proportional value of the house, 125,000 euros, the fee per heir would be around 18,000 euros. To this should be added the municipal capital gains.
In any case, keep in mind that there are many factors, which I do not know, that could influence, such as possible disabilities, age and residence of the heirs...
My uncle's residence is in Catalonia and the nephews also reside in Catalonia aged 50, all over 50 years old. The property has a cadastral value of 103,000 euros. and none of the heirs has any disability.
Thanks, again
Well I think it's already answered.
An account with €100,000 approx., if my mother dies (Catalonia) how much would I have to pay
If only that account is inherited nothing
My mother leaves me a flat in her will, we are three brothers, the flat has to be over 150,000, do I have to pay?
Quite possibly nothing or very little. around 70 euro. In addition, you must take into account the amount of municipal capital gains, which depends on the cadastral value.
My mother-in-law died last January. Leave in different accounts about 65,000 euros. And a floor. My wife is a universal heir (in Navarre where my mother-in-law was from, and there is no legitimate one, since she has a brother) and we believe the deceased has not lost her Navarre foral status since her last registration in Barcelona dates from August 2006. Question. We already have all the certificates from different accounts on the date of his death. Can you enter the Catalunya Treasury Model 650 or Navarre? Is it the same in one community or another?
From what he tells me, I believe that the Catalan treasury is the competent one, since the place where the deceased has resided the longest in the last five years.
I have a flat for sale, a Moroccan residing in France and a French NIE wants to buy the flat, my question is... can you buy with the French NIE in Spain? What do you need to buy? Thank you.
I leave you the following link to my website. A Spanish NIE is necessary
https://www.notarialuisprados.com/obtencion-del-nie-para-operaciones-ocasionales/
If I make a transfer donation to my niece's account of 120,000 euros to buy a house, how much would I have to pay in taxes? (Both residents in Catalonia). Thank you so much.
Approximately 18,000 euros. The sober do not have the right to a reduction in the donation amounts to purchase housing.
My father, a widower, has left me as universal heir all his assets, my brother has the right to claim something??, we live in Catalonia
In principle, your brother has the right to legitimate, unless he has been disinherited in the will.
My grandmother has left me in her will 300,000 euros in cash. I live in Barcelona. My grandmother died on 01/20/2016. What will I pay????
We cannot answer that question this way, for reasons of confidentiality, if you want, contact us and you will have timely information on all the procedures.
Hello. I congratulate you on your page, which serves as an illustration to many people.
My theme is the following: I have been working, for 3 years, as an internal domestic worker, 24 hours a day, every day of the week, in a house, without a contract, taking care of its owner. The owner of the house, who is in poor health, wants me to inherit her house when she dies. The house, which is from the year 1969, is in Sant Andreu, with an approximate market value of €270,000. And the question that I ask you is what would be the best and most economical way to carry out this operation (I imagine granting a will and naming myself heir), and how much should I pay approximately to receive said house in inheritance.
Thank you so much.
An inheritance of such characteristics would be around 75,000 euros of inheritance tax, to which the capital gain would have to be added. The only way to reduce the tax burden within the law would be through mutual aid coexistence situations, with which the inheritance tax fee would be zero euros.
I attach an entry from my blog on this matter
https://www.notarialuisprados.com/un-ejemplo-de-la-fiscalidad-de-las-situaciones-convivenciales-de-ayuda-mutua/
Good morning, my serious question, when my brothers and I recently inherited my parents' house in Catalonia, and we are three brothers, could I as the eldest dispose to sell it? If they are opposed by a majority, what could I do?
Thank you for assisting me
A lawsuit.
Good afternoon, I live with my partner of whom I am a guardian (disability due to ambolia) she has a will and leaves her assets to parents, siblings and son. Will made before the illness. If she were missing before me, I have some rights without being in wills.
I am attaching this entry.
https://www.notarialuisprados.com/que-derechos-tengo-si-quedo-viuda-o-viudo/
You could be entitled to a remuneration for a tutor if the judge deems it and to be reimbursed for the expenses that the tutoring causes you
Hello
we are three heirs my father, me and my sister.
My mother passed away in Dec 2015.
We have a house built in 1984 current sale value 240,000 euros
My question: the succession tax will be very little, but later, when it is sold, how will the capital gain be calculated?
Well, the value of the property will depend at the time of the sale and the time elapsed since the death of your mother and the sale that you make.
THE HOUSE WAS BOUGHT IN 1984 FOR 1,350,000 PESETAS AND WE THINK OF SELLING IT NEXT MONTH FOR 250,000 EUROS
Hello Luis, thanks for this page. My question is the following: my aunt, Italian, residing in Italy, dies and leaves me some flats in Italy as an inheritance, I am Italian, tax resident in Spain.
Do I also have to process the succession here (Catalonia)?
Is there the possibility of paying in installments? Thank you!
It is best that this procedure be done in Italy, whose inheritance and tax law will be, from what you tell me, the applicable one.
I am from Baix Empordà, my father passed away and left us the money from his bank account, about €32,000.
What % do I have to pay to the Treasury of those €32,000?
I am 48 years old and the heirs are me and my brother who is 62 years old and retired.
You will NOT have to pay anything. That is if you will have to file a tax return, even if you leave with a fee of 0. If you need any help, do not hesitate to contact us.
Good afternoon,
I would like to know if I would have any type of tax deduction of any kind for the sale of my house, taking into account that I have a Total Disability from Social Security and a degree of disability from the Generalitat de Catalunya of 43%.
Awaiting your response, receive a cordial greeting.
Thank you so much.
I would appreciate an answer to a great question:
I am from Galicia, and our Civil Law contemplates the separation.
I am trying to locate this figure in Catalan law for a relative and I am totally stuck.
The query is:
What figure is used to transmit assets (floor) to a child in life; in the sense that separation is used in Galician civil law?
Supreme Court Judgment 2/9/16
In Galician law
By separation, whoever has the status of legitimary if the succession is opened at the time the agreement is formalized is irrevocably excluded, by himself and his lineage, from the condition of forced heir in the inheritance of the applicant, in exchange for the specific assets that are awarded.
The most similar formula would be the donation in payment of future legitimate waiving the possible supplement, which could be subject to termination.
I leave you the legal reference
Article 451-26. Waiver of future legitimate.
1. Unilateral acts, stipulations in succession agreements and transaction contracts or of any other nature granted before the death of the deceased that imply a waiver of the legitimate right or that harm its content are null and void.
2. Notwithstanding the provisions of section 1, the following are valid, if granted in a public deed:
a) The agreement between spouses or cohabitants in stable union by virtue of which they renounce the legitimate that could correspond to them in the succession of common children and, especially, the survival agreement in which the survivor renounces the one that could correspond to them in the intestate succession of the deceased son before puberty.
b) The agreement between children and parents by which the latter renounce the legitimate that could correspond to them in the inheritance of the predeceased child.
c) The agreement between ascendants and descendants stipulated in a succession or donation agreement whereby the descendant who receives goods or money from his ascendant in payment of future legitima waives the possible supplement.
3. The waiver made in a succession agreement or donation in accordance with section 2.c may be rescinded due to injury in more than half of the fair value of the legitimate, taking into account the amount that the waiver's legitimate would have on the date it was made. made. The action can be exercised within a period of four years from the granting of the agreement.
In 2006 I bought an apartment with my partner and they forced me to take out life insurance, now I am waiting to collect said insurance for absolute permanent disability. My doubts are, with the insurance in my name, the amount to be collected that I am going to receive, does it go to the bank where I have the mortgage or do they give me the money? In the event that it is me who gives me the money, how many percent do I have to pay? Thank you.
I do NOT know what type of insurance you have, so an answer is difficult. I don't think it is life insurance, because the risk is death. If it is a disability, you may be entitled to a bonus, but it depends on many variables, but I imagine that the insurance company will tell you. If the insurance is for amortization of the loan, it will be received by the bank
The legal regulation is this
1st) When deferred capital is received, the return on movable capital will be determined by the difference between the capital received and the amount of the premiums paid.
Notwithstanding the foregoing, if the insurance contract combines the contingency of survival with those of death or disability and the capital received corresponds to the contingency of survival, the part of the premiums paid that corresponds to the capital at risk due to death or disability that has been consumed so far, provided that during the entire term of the contract, the capital at risk is equal to or less than five percent of the mathematical provision. For these purposes, risk capital is considered to be the difference between the insured capital for death or disability and the mathematical provision
My mother died in Uruguay in 2015 (she is a Uruguayan resident) I am a tax resident in Barcelona.
Do I have to pay taxes in Spain on the inheritance of your deposits in Uruguay? And from your apartment in Barcelona?
thank you
In my opinion, you will have to make a settlement in Spain for the entire inheritance and another in Uruguay for the assets there. And then see if there is any double taxation treaty.
Hello My father has €2,300,000 in life annuities, we are four brothers, how much should each of us pay? Thank you very much for this blog.
It would be necessary to analyze the product, and its taxation, since it is not always taxed by inheritance. But to get an idea that a child inherits 575,000 (a quarter of the 2,300,000) without applying any reduction, has a tax rate of approximately 6,400 euros.
My mother, who died in March 2016, had a joint account with my little sister (who was the one who was taking care of her during her illness) of 100,000 euros. We have no relationship with my older sister and I don't want anything. How do we have to do it so that my sister keeps the money? How much would she have to pay?
We live in Catalonia
It all depends on whether or not there is a will. Without knowing who the heirs are and the possible consequences of inheritance waivers, it is impossible to answer. In any case, an inheritance of 100,000 in favor of the children will be exempt for sure.
My parents and I own a flat, I have the 50% and my parents the other 50%. My father passed away this year without leaving a will. How is the percentage if we are 5 brothers at the time of processing the inheritance?
It depends on the law applicable to the succession, but most likely it will be for the five children, and with a share of the widow in usufruct.
We are going to inherit a flat in Barcelona and I would like to know what I have to pay
It depends on many factors, such as how many inherit, value of the apartment, relationship between the deceased and the heir….
I am single and I have no children, I only have my 86-year-old mother, 2 brothers and 4 nephews. My total assets must amount to around €400,000 (including housing), I have an illness and for this reason I would like to leave everything resolved. Who should I leave as heir to pay less? . And I leave it to my brothers how much should they pay?
Hello, I am the heir by will of my widowed aunt, the last few years she has lived with me and I have taken care of her, do I have any inheritance tax rebates? And how much by the way do I have to pay in an amount of €400,000?
Thanks in advance
I am going to inherit a 50 square meter apartment with an appraised value of 67,000 euros in Catalonia. I will have to pay inheritance tax since I have lived in the apartment for more than five years and I know how much the capital gain is
We need to know the values of the apartment and how you are related to the deceased. If you have questions, call us by phone.-
Good afternoon and thanks for answering.
My father is going to leave an inheritance of about €100,000 in a checking account and two apartments with a cadastral value of about €310,000 in Catalonia. Made the will in favor of my mother, would she have to pay any tax? Does any of that inheritance pass to me by force, would I have to pay anything? Thank you
The amount to be paid for inheritance tax will be almost insignificant, although the exact amount with the data you give us is impossible to calculate, in addition there may be situations of your mother, such as age, that could have an influence.
What you will have to pay is the municipal capital gains from the flats. Likewise, its amount depends on the cadastral value of the land and the tax regulations of each municipality.
Hello, My grandfather passed away last year and has left an apartment worth 58,000 euros as an inheritance. We are going to sell it and distribute it among the heirs. What are my grandfather's children? Two of them have died. This inheritance is for the children (grandchildren) of my grandfather's children. Approximately it would be an inheritance of 5000 or 6000 euros per person. What taxes do I have to pay? How much can I pay the Treasury? Thank you very much
Most likely there will be no inheritance tax to pay, but I lack data to be able to give a more well-founded opinion. What will have to be paid is the municipal capital gains, which depends on the town hall where the property is located.
Good morning, my mother passed away 12 years ago and she had no inheritance, we accepted it and so on, my father kept the 50% plus usufruct and we the rest. Now my father has passed away, we are 3 brothers. We want to sell the apartment. Nor does he have an inheritance made. The apartment is in Barcelona, what do I have to pay in the sale apart from the capital gain? Do I have inheritance tax? The apartment is about 70 meters long and will be valued at about €150,000. Thank you so much.
With that value, I don't think you have to pay inheritance tax because the minimum, except for children, is 100,000 euros. But the surplus value will have to be paid.
It is an apartment that is going to be sold for 58,000 euros and the inheritance will be accepted with that asset. My grandfather passed away in May of last year and that asset is shared between my 2 living aunts and another aunt who passed away and my father who also passed away. Will the inheritance among the deceased children of my grandfather go to his children, that is, the grandchildren of my grandfather?
Besides, do you have to pay the Treasury? Or if you are already exempt from inheritance tax, are you also exempt from the Treasury? And to know the municipal surplus value as it is calculated.
Excuse me, but with these data I cannot answer you. Inheritance tax depends on several factors, which without knowing them it is impossible to answer. Raise your case directly with a local otario, or if you want us to do a study, you can talk to us and communicate via email.
I inherited an inheritance and I have to pay the legitimate inheritance tax, I have to pay the total. Which are 85,000 or the heirs of the legitimate have to pay their part. In Catalonia, grsciss
If you are the son of the deceased and the amount of the inheritance does not exceed 100,000, you will not have to pay anything.
Hello Luis. With my brother we have 50% a house in Catalonia inherited from my father and he wants to dissolve the joint venture and keep 100%. For tax purposes, the part that "sells" must pay personal income tax, but can what we pay be deducted from inheritance tax?
Would it happen in the same way in a dissolution with a sale between the two?
Who must pay the AJD in a dissolution?
Many years have passed and I don't remember what inheritance tax we pay, where can I check the amount? It does not appear in the acceptance of the inheritance.
Thank you very much and greetings
Good afternoon, and thank you very much for your answers.
My mother has just received €150,000 for the sale of a flat in Barcelona. My father passed away years ago and she was the only owner. You wish to make me a donation of the entire amount received from the sale. Could you tell me what bonus I have as a child and what approximate amount should I pay? Is it mandatory to grant a public deed for this donation?
My daughter lives in a flat I own that is not my usual residence. In the event of death, you have to pay more than if it were your habitual residence. If so, could it be fixed somehow? Thank you so much.
If I know where you live and where the apartment is, I cannot answer.
a 5% and must be done in a public deed.
The treatment of community dissolutions is much discussed and I think that not even the treasury has a clear criteria. In any case, it is best to make an approach with numbers and make decisions about it, perhaps not as burdensome as it might seem at first.
My parents want to give me 40,000 euros from another European country. My question is if I have to pay something here in Spain
Perhaps the most comfortable thing is for their parents to transfer that money here and then donate it to them.
My father's will, who died on 12/24/2011, left his sister as the universal heir, my sister and I being legitimaries. The descendants of his deceased sister have resigned within the inheritance tax settlement period.
If my sister and I accepted the inheritance now or later, how would we have to settle the tax and how much would it cost assuming that the base were 70,000 Euros each?
I don't know if it is correct, but I have read that with the resignation of the heir,
both the date and the relationship govern that of the renouncer instead of that of the deceased or deceased.
I have received 18,800 euros from an uncle of mine who died without heirs, because I am the only relative they have found, I have to pay inheritance tax or it is exempt for that amount, I live in Catalonia.
thanks and regards.
In principle it has an exemption for the first 8000 euros. In any case, even if you are exempt, you should make the self-assessment to be able to unlock the funds.
Hello and thanks in advance. My father has passed away and he leaves a will naming me universal heir to everything (a house and €6,000) and on the condition that I give my brother €60,000 as a legitimacy since he gave him a piece of land while he was alive approximately 1000 square meters in which he resides in this house that he inherited I have lived with my family for 25 years (Barcelona) the house is 40 years old and I am over 50 and the testator did not live with us since he remarried, would he have to pay for inherit?
Paying will depend on what you inherit. Inheritance tax is very low in Catalonia between parents and children, and it is very likely that you will not have to pay anything, but without seeing documentation you cannot answer.
My partner and I are registered on the same property that belongs to my parents. His mother tells him to register in her apartment because in the event of her (his mother's) death he will have to pay less taxes and it is better that he be there. It is convenient for us to be registered in the same place. But is it true that this is recommended? We are talking about Barcelona, Catalonia.
The only significance could be for the purposes of the municipal capital gains tax, and that depends on the tax ordinance of each city council. But for the purposes of inheritance tax, the only thing that matters is the character of habitual residence of the person who dies, not the heirs.
Thanks in advance for your answer. I live at my mother-in-law's house with my 2 daughters, ages 15 and 17. My husband passed away a few months ago. My mother-in-law has left the house to my daughters in her will. It is in Barcelona and the cadastral value is €53,000. My serious question. Being minors they must pay the inheritance and in that case how much is approx. Hello
Most likely they will not have to pay anything. At most the municipal capital gains tax.
Good afternoon. My question is about a bare property and a usufruct. After the death of my father (in 1996. The acceptance of the inheritance was made in 1997), I inherited the bare ownership of a property while my mother (76 years old) inherited the usufruct. This past month of February she passed away and, I understand, I have to settle the tax in relation to that percentage of her usufruct. How could I calculate how much it would go up to? Since the bad thing is that I can't find the liquidation that I made in 97 in relation to the bare property... Thank you very much.
It would be necessary to recalculate the tax accrued, and know the average tax rate applied at the time, if reductions were applied and if they were exhausted, all of which will be recorded in the inheritance partition deed. It is NOT difficult, but you have to sit down and do it. If you need help contact us.
Good morning and thanks in advance. My mother passed away in December 2010 and we accepted the inheritance almost a year later (December 2011, upon request for extension). My sister inherited my mother's habitual home and took advantage of the corresponding bonus, so she did not have to pay anything to the treasury. At the same time, during that impasse year, my sister developed breast cancer with lung metastases and obtained absolute permanent disability on January 26, 2012. 4.5 years after my mother's death, in June 2014 , my sister sells the flat she inherited and this month the treasury claims 8,500 euros for loss of the right of reduction.
The question is: Does the fact that my sister has a Permanent Absolute Disability exempt her from paying Inheritance Tax? (We never request recognition of the degree of disability... which I understand is another matter...).
Disabilities must be recognized at the time of inheriting. The pity is not having waited a few months to sell. Didn't anyone tell you?
They did tell him but in the end it seems that he did not take it into account...
Thank you very much for the reply!
Hello. My mother has recently passed away. We are three brothers. He had a house (worth €200,000), an apartment (€250,000) and a checking account (€200,000).
1.- In case of selling everything. How much would we have to pay for inheritance tax?
2.- In case I keep the house. How much would I have to pay if I want to have it as my habitual residence?
thank you so much
Go to a local notary or lawyer. The question, as it is formulated, is impossible to answer, because the applicable law would have to be known.
In any case, the inheritance tax is paid for inheriting, and it is independent of the taxes that the sale of the inherited assets may generate.
Hello, great page and answers. Two brothers inherited our father's apartment in Barcelona halfway, valued at 260,000 euros. I am going to "buy" him his share by distributing the inheritance. My sister lives in Biscayan foral territory. How much do we have to pay?
The inheritance must be calculated in full. Assuming that the apartment is the only asset, they will pay practically nothing for inheritance tax. They must have the payment of the municipal capital gains. And if you compensate your brother (buy his part) there could be AJD taxation for the amount of compensation. This in any case is a delicate question, because it can always raise doubts, and not even the criteria are uniform.
Good morning.
My mother-in-law formed a stable union and they were registered as common-law partners with a man who passed away this month of June. They lived in Juneda (Lleida) she is the universal heiress because he was single and had no family. You have inherited a house that has a value of around €150,000. You have only inherited the house. How much inheritance tax should you pay? Do domestic couples have bonuses the same as marriages?
Thank you
Being you from Lleida, the best thing would be to go through the Notary and we could make a global approach. In principle, domestic partnerships have the same treatment as marriage.
Hello!! My parents bought a flat worth €150,000 in January 2004, my father made a will in April 2005, and died in December 2005, after a long illness, leaving my mother the universal free heir, vulgarly substituted for my sister. , vulgarly replaced by their descendants.
In March 2008, my mother renounced my father's inheritance in favor of my sister and donated the apartment to her, there is a deed of inheritance and a deed of donation, but I have not heard anything until my mother, who has just passed away, and my sister has given me a copy of those scriptures. We are from Barcelona, specifically from Badalona. My question is, what do I have the right to, we are only two brothers, she and I?
You have the right to legitimate.
My husband passed away last April and we had a joint savings account in which there was about 15,000 euros. 5,000 euros of what the burial cost must be deducted from that. We live in Barcelona. I am your heiress. How much tax will I have to pay?
thank you so much
Christina
The first thing you should do is ask for a last will certificate and find out if your husband made a will or not.
If the inheritance is only the money you tell me, no tax will be paid. The only thing you will have to do is a tax settlement, which will pay 0, so that the accounts are put in the name of the heir, you or whoever it is.
Hello!! my grandmother bequeathed all her assets to my aunt, including a flat in barceloneta in which my father is the one who is living since he has it in usufruct because he is not mentally well. It turns out that my aunt has not yet accepted the inheritance (I don't know if it is said that way because the truth is that I am quite lost on this topic). Question my aunt is very old now and has three daughters, my father has me and a brother who is not mentally well either. My aunt wishes that my brother could also use that apartment for tomorrow, but leaving it to me as an inheritance and to his daughters would leave him another house. I don't really know how to do all this, does my aunt have to accept my grandmother's inheritance first so that she can then put it in her will? How much would this cost if so? And if he leaves it to me as an inheritance, what should I pay to receive that apartment? I don't know where to find out about all this, I have many doubts
You can make a will without putting the apartment in your name. The cost of the will is little about 50 euros. Putting it in your name depends on the value of the apartment and other factors that I don't know.
I have received an inheritance of a flat from my father, we have sold the flat, we are 4 brothers.
I am an absolute pensioner and I have a disability of 33 %, would I have any discount when paying the surplus value that belongs to me?
I LIVE IN SABADELL Barcelona
Ask at the Sabadell town hall. Capital gains are municipal taxes, you should see the Sabadell ordinance.
Hello Luis Prados and in advance, congratulations on your page. I explain:
My parents have a flat + parking valued at about 150,000 euros and a single-family house valued at about 400,000 euros. We are 3 brothers, two of whom live in Catalonia (just like my parents) and my other brother in the Canary Islands. My father's idea is to make a will while he is alive, knowing the opinion of the 3 of us when it comes to partitioning. The idea would be to divide each property with a lower price than the market price into 3 so that the children could assume it. Then the two properties would be for the children who live here and the parts of the apartment and the house, in money, give it to the one from the Canary Islands. So far is it understood?
My parents are around 75 years old and this would be effective once they passed away. How much would we have to pay in inheritance tax for each property? There is no thought of selling any property. Is it better donation, inheritance or simply make a change of deeds? At the property level, do we have to declare them once they belong to each child?
Thanks again and sorry for the length of the argument.
If there is a will, all the effectiveness and the payment of the inheritance tax, is deferred at the time of death. His father will be the owner until then, and will be able to sell the assets as well as change the will.
I notice that you are a bit disoriented, consult a local Notary directly, or if you want, come by my office.
When my father died 18 years ago, my mother inherited my father's share and the legitimate one was consigned to me. My mother is dying and I would like to know what I would have to pay for inheritance tax knowing that the cadastral values amount to €456,000
Thank you
I would have to know what that consignment consists of, but it could be that nothing, because the tax is prescribed.
About the previous mail is in Barcelona
Good morning,
A few weeks ago my grandmother passed away. In inheritance he leaves his house to his daughter and about €105,000 to his 3 grandchildren. I suppose the daughter (my aunt) will have to pay the capital gains, but the grandchildren who will inherit about €35,000 each, what do we have to pay?
Greetings and thank you.
You would have to know your grandmother's fiscal residence, but if it were in Catalonia, the grandchildren have a reduction of 50,000 euros.
Thank you very much for your answer. Yes, it's in Catalonia. Does the reduction mean that you don't have to pay taxes? Do you still have to do some paperwork?
It will have to be presented to the Catalunya treasury, with a zero fee
Thank you very much for your answer. Yes, the residence is in Catalonia. Does the reduction of €50,000 mean that we should not pay anything? Even if we do not have to pay anything, do we have to do some paperwork when we receive the inheritance?
All the best.
Sorry for the repetition, I didn't see my first answer and I sent it again. Sorry.
Hello, maybe I did not explain myself correctly in the email of July 8. I have already paid the legitimacy tax. What I am asking is that since I am a universal heir that I will have to pay inheritance when my mother dies if the sum of the cadastral values amounts to €456,000.
thank you very much and excuse me
When the executor does not cooperate in speeding up the acceptance process and the 6-month deadline, what can be done to avoid delays? The problem is that I cannot correctly complete the liquidator forms 660 650 because I do not have data on the other participants in the inheritance. Although the financial data is what it is, I do not have all the documentation requested, etc.
You should see the will in order to answer.
Good afternoon
If the habitual residence in Catalonia inherited by the wife is sold, the value of which does not reach €130,000 within five years, the bonus is lost. I understand that up to €240,000 is exempt.
Sorry but I don't understand your question well.
Good morning,
My father has a house and a flat in the province of Girona and my sister and my father are wondering how the price of what we have to pay to the notary would be better. In the case of a donation, sale or inheritance when he is no longer here?
Thanks for your reply
Hello, my mother is giving me an apartment valued at around €150,000.
I am currently 55 years old and have a daughter with a 33% disability.
The apartment is in Barcelona city.
How much will it cost me in taxes, more or less, to put it in my name?
Would it be cheaper if I donated them to my daughter, that is, your granddaughter?
Greetings and thanks.
Good afternoon
Is the inheritance tax bonus maintained if the house is inherited if it is not sold within 5 years? Is this so? But as I asked before, if the total inherited amount does not exceed €240,000, is it exempt from inheritance tax? So, since the value of the house does not exceed €240,000, can it be sold within 5 years without losing the bonus?
If you sell, you will have to return the discounted amount with interest. If the discount is 0, you will not have to return anything, but you will still have to make a supplementary settlement requesting the lifting of the tax liability. What I don't understand is why a discount was requested, which was not necessary.
Hello, good afternoon
What taxes would I have to pay if I inherited a house in Catalonia from my mother with a cadastral value of 44,712 euros and a bank account with 70,000 euros?
I am an only child and I also live in Catalonia
Greetings and thank you very much
Nothing, except the municipal capital gains tax.
In my income tax return for that year, would I have to declare the income from personal and real estate capital as well?
If so, how would my tax return be affected?
Greetings and thank you very much
Thank you for your attention, my mother owns 80% of a small company dedicated to the exploitation of rental housing, the remaining 20% belongs to my sister, if my sister inherits, would she be eligible for a 95% tax credit?
Much obliged
Hola buenas tardes: Somos matrimonio residentes en Cataluña,en regimen de gananciales.Tenemos una vivienda arrendada y quiero donarle 50%a mi mujer .Valor catastral 60.000 euros.A la hora de escriturar,(barcelona) se multiplica por 2 y ese es el valor real que hacienda aceptaria?osea 120.000.euros?Tendria que pagar el 5%de la mitad como impuesto de donacion?.Tiene alguna bonificacion,reduccion.La escritura seria igual de costosa que una compra-venta? Lo de la plusvalia y IRPF lo consultare al ayuntamiento y a hacienda.Con esta donacion mi mujer seria la propietariaABSOLUTA de la vivienda? .Muchas gracias.
I have a friend who is 85 years old, married, who wants to leave me his share of the inheritance, as we are not related. If we draw up a deed of mutual aid cohabitation before a notary, I register at his address, he is from Barcelona and I live 100 km away, with the consent of his wife, can I benefit from any tax relief? There is a flat and shares.
Hello, good afternoon: My question is very brief. My husband wants to donate to me his share of 50% of a flat that we have rented. We live in Barcelona and we are married under a community property regime. Leaving aside taxes, which we will find out about here, how much would the deed cost us? (Value of the donated part: 85,000 euros. Value of the current flat: 170,000 euros. Thank you, Lena.
First of all, keep in mind that if the property is subject to joint property, it would be possible to do so without any tax costs. The cost of the deed depends on several factors, in addition to the value.
Hello. Thank you very much for taking the time to answer our questions. The question is whether it is better to wait for the inheritance or a donation. It is a single-family home in the Barberà basin, worth around €200,000, which is shared between two daughters. The house was 50% between the parents and the mother inherited 50% after her husband died last year.
Good morning (from Barcelona)
My mother-in-law has made a will and leaves the house where she lives to my son, her grandson.
On sale it would be worth around 120,000 euros. My question is more or less how much it will cost to inherit it. Does it make any difference whether my son is going to live in it or decides to rent it out? My husband (son of the lady who made the will) and I would probably go to live with him and my son could not sell it without our consent because we are usufructuaries according to the will.
My husband and I have a debt with the Treasury and I don't want my son to be affected by it...
Good afternoon, my husband and I are heirs of a gentleman, we are not related. For an account of about 30,000 euros, how much will we have to pay when we accept the inheritance? Should we each pay part of it or the whole amount?
On the other hand, we bought the house from him, he is the usufructuary and everything is in order with the Catalan tax authorities. The furniture and household goods are old, do we have to pay any tax on this when the death occurs?
Regards, and thank you very much
We are happy to help you, but questions like the ones you ask us cannot be answered online. We would need to know much more information so that an answer does not generate errors. Make an appointment better
Make an appointment and we will be happy to assist you, after reviewing the necessary documentation.
My wife, who lives in Catalonia, has inherited €8,000 from her parents in Ávila and a house shared with her sister for a total value of €80,000 (€40,000 each). My question is the following:
Do you have to declare in Catalonia and how much would you pay?
The settlement must be made in the place of the deceased person's last habitual residence. If Catalan legislation is applicable, the children pay nothing up to 100,000 euros.
I would like you to answer me these two situations:
1. My father has died in Catalonia, leaving a will in favour of his 3 children. The inheritance is financial assets valued at just under €300,000, so I deduce that we have to file a tax return even though we won't have to pay anything.
Can we divide the inheritance equally, as established by my father, in a private document without the intervention of a notary?
2. A friend is the sole heir of a friend of her mother who lived in Catalonia, with whom she was not related although she was her guardian (the deceased recognised her as such in a notarial document).
This friend does not have the liquidity to pay the taxes that are due. Can she sell any financial assets from the inheritance to pay the taxes? If not, what can she do?
I acknowledge and appreciate your work on this page.
These are very delicate questions to answer online, especially the second one, and even more so if I have no documentation in sight. Regarding the first, in principle, I shouldn't have to pay anything or almost nothing, and the issue of the deed depends a bit on the banks. Some of them ask for it.
If you need further clarification, please contact us by phone.
Hello. My brother passed away this month. He made a will and left the flat where he lived alone to his nephew. My brother was married but separated from his wife for more than 10 years. She never lived in this flat and was never registered in it or in the city where the flat is located. They had a separation of property. The question is, does his wife have any rights to the inheritance? Everything happens in Catalonia.
From what you tell us, the wife has no right to the inheritance, not even if they were married. If you need more information, do not hesitate to contact us.
Good afternoon,
Thank you for the article on inheritance tax in Catalonia, but I am not clear on the amount of taxes I would have to pay if I inherited €98,000 from my great-aunt. We both live in Catalonia.
Thank you so much!!
It is not that it is not clear to you, it is that the liquidation of a tax is a fairly technical act, and in the entry we only intend to draw attention to the need for proper advice. By great-aunt, I do not know very well what you mean. Therefore, it would be necessary to see your real relationship with her. If you were group III, the fee would be approximately 13,000 euros and if you were group IV, approximately 18,000 euros. We can make more precise opinions after examining the documentation.
Good night
In the case of two sole heirs who are political nephews (not blood relatives) for an inheritance between houses and bank accounts of 1,100,000, what amount of taxes must each of the heirs pay? We are all from Barcelona, including the deceased.
Thank you in advance for your response
Sincerely
Sorry, date of death 2016
Thanks again
Hello,
My father wants to make us a donation of money while he is still alive. My sister lives in Catalonia and my parents and I live in the Valencian Community. If my sister changes her civil residence to the Valencian Community, would she be governed by the Valencian Community when it comes to paying taxes?
Taxes are governed by tax residency, which must be the longest of the last five years.
Hello Mr. Luis, my question is the following, when my father died, my mother put my sisters and I in a joint account (we are three sisters and my mother) which we can access freely since we have a good relationship. My doubt is, when it comes to inheriting, will this cause us any problems? Thank you.
If there is a good relationship there will be no problem. Except that a quarter of the family will be inherited from the mother.
I want to donate my home in Barcelona to my son, who lives with me. The house is valued at around 350,000 euros. How much would we have to pay to the tax office and the city council for the capital gains tax? (We have owned the house since 1980)
thank you
This page is not a consulting room. We can only make an estimate of expenses after examining the documentation we request. If you are interested, please contact us for the notary's information.
My father and my brothers own a house that we rent out.
My father does not want to continue paying the mortgage and wants to sell us, donate us or transfer his share to us.
When I do this, I also want to be listed as the owner of the property (I now pay my share of the mortgage but I am not listed on it)
What would be the best formula?
Without seeing papers, it is very difficult to answer.
Thank you
Our aunt recently passed away. She had a life insurance policy and I was wondering if it is necessary to pay taxes to the Generalitat and what the applicable rate is. Thank you very much.
Indeed, you must pay it off. The rate depends on several factors, but above all on the amount of the insurance.
Good morning
I have a property in Catalonia inherited from an uncle. There is a deadline to sell it.
I don't know the Catalan laws
Good night.
I would like to know if there is anything that prevents the sale of a property inherited from our uncle, immediately after having registered the property in the corresponding Registry and having paid the inheritance taxes.
Thank you so much
There is no impediment, except for the issue of article 207 LH, but that does not prevent selling
Good morning,
–
My doubts are about an intestate succession. Since the deceased is my direct ascendant (first degree relative), I understand that the coefficient that would be applied to me would be 1 (if I'm not mistaken). Now, if there is a property valued at 48,000 euros (habitual residence) and another property valued at 30,000 euros, how can I calculate the tax to be paid? For the habitual residence: 0 (since it would have the reduction of 100,000 euros) but... what about the second property?
–
Does it change much in terms of taxes if the inheritance is accepted in the first 6 months?
–
And one last question, my income currently does not reach the SMI. Do I have the right to a consultation or a court-appointed lawyer to help me calculate the total amount of taxes to be paid before accepting the inheritance?
–
Thank you very much in advance.
The tax rate does not change for late filing, there will only be a small surcharge, which is calculated on the quota. Based on the data you give us, the inheritance tax is almost zero. If you give us precise information we can make you an exact cost report, and if you do the deed with us, we will take care of all the tax issues for you. What you should watch out for are the capital gains, which depends on each town council. And for what you tell us there is no free justice.
Yes, I am very concerned about knowing the amount resulting from the capital gains because I would have to pay both (I have already consulted the tax ordinances of both municipalities).
Could you provide me with an email address so that I can make a more precise enquiry and also request a quote for the procedures you would carry out in the case described?
Thanks again and thanks also for the quick response.
Capital gains depend on each municipality and their calculation depends on the age of ownership of the property by the deceased person and its cadastral value.
You can contact us via info@notarialuisprados.com which you can find on the web.
Hello, my husband and I have been married for 20 years. I got married in Venezuela and registered my marriage in Catalonia. After 6 years of marriage, my husband opened a fixed-term deposit that came from a joint current account. This year he decided to make me the holder of his fixed-term deposit. IS THIS A DONATION????
IT IS DIFFICULT TO ANSWER WITH THE DATA YOU GIVE US, BUT IT SEEMS NOT.
Good morning. I am from Valencia, although I assume you will be able to answer my question. In Valencia, inheritances are exempt from paying inheritance tax up to €100,000. The question is, is this limit per heir or for the inheritance as a whole? For example, would an inheritance of €500,000 between 7 siblings be exempt?
Thank you
In principle, the exemption is per heir. But the best thing you can do is consult with whoever does the tax clearance for you. Giving an opinion without seeing documentation is very risky.
in Barcelona. Apartment worth approximately €300,000. Inherited from a single sister, without children, to be shared between 9 siblings, 7 of whom are over 75 years old and the remaining two can claim physical disability of 33%.
According to Catalan law, they would have to pay inheritance tax, taking into account the resulting value for each one. What reductions are applicable?
Siblings have a reduction of 8,000 euros, and in principle are not entitled to the age reduction, but they are entitled to the disability reduction if they have it.
If you want a more informed opinion based on the documentation we request, we can carry out a study.
Hello, I am currently a resident of Barcelona, German by nationality, and my mother has just passed away in Germany (she always lived there). From the inheritance I will receive 260,000 euros from various bank accounts and 40,000 euros from a life insurance policy.
Being a resident here, do I have to pay taxes here or can I pay taxes in Germany? In Germany, the inheritance tax would be 0 euros. Here I understand that it would be 17% on 200,000 euros in my case?
I have bank accounts in Germany, but I have my residence here in Barcelona.
Hello Luis
If my father-in-law makes a donation of land to his daughter and me, who am his son-in-law, how much tax should we pay in Catalonia if the land cost him €35,000?
The land was purchased about 10 years ago.
Thank you very much, greetings
It depends on the value of the land today.
Mr. Luis:
My question is about a social housing unit in Barcelona, the owners of which are my parents, and I am the borrower and the person who has been in charge of the mortgage since the beginning of the mortgage in 2005, and which I use as my habitual residence. My question is, is it more beneficial for me financially, a donation during my lifetime or to leave it to me as an inheritance?
It is usually cheaper to inherit, but an answer requires considering many aspects that I am not familiar with in order to answer you.
What kind of aspects are you referring to?
date and value of acquisition, cadastral value, location of the property, income conditions of the donors, among others
Thank you very much for your answers. I appreciate your efficiency and help in resolving our doubts, Mr. Luis.
Good afternoon,
My question is the following, I am disabled with a 68%, my mother died on July 16, 2015, we are 4 siblings but she has left only one of them her inheritance, I do not have the money to give him his inheritance which will be about €6,000, if I donate a house to him which is worth about €17,000, do I have to pay personal income tax, or am I exempt?
thank you so much
It depends on whether the property is already in your name or your father's name.
Hello, I wanted to get some information. Look, my wife, her brother and their mother want to sell their mother's flat. The father died 35 years ago and left no inheritance or will. Now the mother wants to sell the flat and is asking her to change the deeds, remove her deceased husband and be left alone, in order to then sell and distribute the share to each child according to the law. My question is, if the father died 35 years ago, so that his children can collect their share, do they have to pay inheritance tax? I was told that it is subject to a statute of limitations, so would they collect the inheritance without paying that tax?
Thank you, I await your response.
Chema
I imagine that the tax has expired. If you want a reasoned answer, we will do so after examining the documentation that we request from you.
All the best
And another question, why if my mother-in-law wants to change the deeds and remove her husband and be left alone, when doing so they ask for two non-family witnesses who knew the deceased in life, he died almost 40 years ago, if there is no one currently non-family left from that time and who knew him, how is it done? We don't have anyone, only family.
Thank you
Talk to your notary
Hello, my question is that we are 4 siblings and our widowed father will leave me an apartment in his will. Can my 3 siblings claim anything from me after that? Our father has more property... thank you.
Well, it will depend on the overall value of the inheritance.
My sister-in-law has just inherited half of the flat after the death of her husband who was severely disabled at the age of 62, two sons, one 19 and the other 24 years old, she has to pay capital gains tax, they live in Catalonia, Gavà, and if they have to pay it, can they reduce their income tax a little, thank you very much, we are worried about the situation
I must remind you that this page is not a tax consultancy. We are only responsible, for reasons of liability, in view of the examination of the documentation that we may need.
In any case, the payment of the capital gains tax can affect the income, as a “deduction” at the time of the sale of the house. Regards
thank you
Good morning,
When my daughter was born, we opened a Plan de Futuro account for her, which has now been frozen since she has just turned 18 because we have to pay the gift tax so that the money can be passed on to her. We live in Barcelona and I see that I can pay this tax to the Catalan Tax Agency using form 651, but I see that I can also pay it to the Spanish Tax Agency. Where do I really have to pay it? Can I make an appointment to have the form filled out? Where?
Thank you!!
If they are all residents of Catalonia, in my opinion it is in Catalonia that the payment should be made. But I must tell you that this answer is not a legal opinion, and I am giving it without any responsibility on my part.
Thank you so much!!
Hello Mr. Prados, my grandfather had 2 children, my uncle and my father, who was the sole heir of a house in Catalonia valued at 400 thousand euros. The fact is that my father has passed away and my grandfather wants to modify the will, putting my mother as sole heir. With the issue of reductions and taxes, we have a doubt about what would be more profitable? Putting my mother (daughter-in-law) in the will, me (grandson) or donating it while he is alive? And what approximate price would have to be paid with the valuation of 400 thousand euros in Catalonia? Thank you very much in advance.
Make an appointment. These are not topics to be answered by email.
Thank you, you have been very helpful in your responses lately from what I have read.
I am an only child and sole heir and I live with my mother. On the one hand we have two houses, one in Catalonia and the other in Andalusia, of which my mother is awarded the right of life usufruct over half of the inventoried assets and also the full ownership over half of the inventoried assets. She awards me the bare ownership over half of the inventoried assets.
And on the other hand there is the money we have except for my pension plans, everything else is in both our names, accounts, deposits, shares, etc..., and it amounts to €400,000 in round numbers, and my question is... for the money we have shared between the two of us, how much will I have to pay for inheritance tax when my mother is gone?
Thank you very much for your attention.
It does not depend on the money, but on what you inherit. If you want us to do a study of your possible taxation, for which we would need to know more data than what you provide us, although I tell you that the amount is most likely not high
What I have said is what we have, there is nothing more, and it is that sometimes when talking with friends and acquaintances, these topics come up and they tell of situations that make you think about each one of them. And I hope that my mother will never be missing. Thankful for her response.
WHEN MY MOTHER DIED, THE VALUE GIVEN TO BE DECLARED FOR URBAN PROPERTIES IN BARCELONA AMOUNTS TO €641,000. CAN YOU TELL ME WHAT AMOUNT I WILL HAVE TO PAY IN THE CONCEPT OF INHERITANCE TAX?
The inheritance tax is calculated on the entire value of the inheritance. On the other hand, there are possible reductions that I do not know if they would be applicable to your case. In addition, the taxation at the date of death must be taken into account, so it is not possible to give an exact answer, but without constituting an opinion and without any kind of responsibility on my part, an inheritance in favor of a son of 641,0000 euros, being applicable the Catalan tax law, would pay today approximately 8,800 euros, applying only the reduction for kinship. If the reduction for habitual residence were applied, if applicable, it would be approximately 400 euros.
all the best
I would like to ask you a question.
The case is the following: my mother (still alive) has a property that she wants to give me. This is located in the town of Gavà and was built in 1930, its cadastral value is 82,105.53. (minimum value to be declared). The house is currently occupied by squatters so a real appraisal cannot be made. In the case of a donation, how much would have to be paid in taxes and paperwork?
Thank you very much in advance.
The procedure is a deed. The inheritance tax, in principle, would be 5% of the value. And the other fiscal consequences, I cannot analyze them without seeing documentation. If you want we can do a study and if you want to come to Lleida to make the donation we will be happy to receive you. Best regards.
I would like to ask you a question. I have been living with a partner for 25 years without being married and without being registered as a couple. Would this situation be a cohabitation relationship of mutual help in which the acquirers are assimilated to the rest of the descendants of group II defined in article 2? Or would I simply be a stranger?
Thank you very much for your attention
I think you are already a de facto couple. But perhaps you cannot prove it, so the best thing you can do is to establish yourself as such in a public deed. In the long run, the accreditation will be required, either by the Treasury or by Social Security...
All the best
Thank you very much for your quick response
Hello,
I am an Englishman living in Barcelona. My parents (who live in the UK) want to give me money (to buy a flat here). More or less €200,000. If they make a direct donation I think I will have to pay 5% in taxes. Can a “succession agreement” be made where this money counts as an inheritance from them? I suppose I would pay less taxes that way, right?
Thank you
It is a very difficult question, because it focuses first on determining the law applicable to the succession. But at first glance it seems to me that it will not be possible to avoid paying that 5% for donations. Remember, also, to meet the requirements to pay tax only on 5%.
Good morning,
When I paid the inheritance tax, I got a discount on my habitual residence and I found a buyer. I understand that I have to make a correction to Form 650. Do I have to do this before the sale of the flat or can I do it after the sale (just in case it is not sold in the end)?
Thank you so much
I think you should do it before, because if not, your buyer's acquisition will be registered.
What is the impact if you do it immediately after the sale? The debt with the Treasury will always be the seller's, right?
Thank you
It's a question of guarantees.
Good morning ,
I am the heir of a deceased cousin in Barcelona with an estate of approximately 800,000 euros.
What amount or percentage would I have to pay for Inheritance Tax?
Thank you
This page is not a consulting room, as giving you an answer without seeing the documentation is very risky and could lead you into error. If you want, we can make a report for you, based on the documentation we request. Best regards.
My mother is still alive but she is very ill. She leaves half of the money in her accounts to my brother and half to me, and two parking spaces registered in the name of one of my brother and the other in mine, of which she is the usufructuary in both. She leaves her habitual residence to one of my two sons and nothing to the other of my sons. Can my son, to whom she leaves nothing, claim anything? (equivalent to a legitimate inheritance?) Will we have to pay anything for the parking spaces that my mother has in usufruct? Thank you.
In principle, your son has no right to a legitimate share in his grandmother's inheritance. In any case, this question and the others you ask us are difficult to answer without seeing documentation. If you want, we can carry out a study based on the documentation we request. Best regards.
Good morning: I would like to know if I have to pay for a donation during life. I am Argentine, with Spanish nationality, I have lived in Barcelona since 2009, and I have been filing income tax returns since 2011.
I looked for information on agreements to avoid double taxation, but so far, I have not found anything.
Thank you very much for your time!
Greetings.
Well, it will depend on the tax residence of the donor and the donee and the location of the donated assets, if they are real estate.
Thank you for your answers, in my case my parents died young, the flat in L'Hospitalet de Llobregat belongs to my father who died in 1985 and did not make a will, leaving my mother as usufructuary who died in 1994, the heirs were 3 sisters and I say we were because the middle one died in 2012, so only my younger sister and I are left as I am the oldest, I am paying rent in Sabadell and now that the contract expires I have to leave, my partner and I intend to buy a small flat but we need liquidity, I proposed to my sister that we sort out the deed once and for all and she did not want to, I have proposed that the flat be valued and that my 50% re-mortgage it with her 50%, but she does not want to either, as she lives there she says that the flat is hers, she has never paid us a cent to live there, I do not want to take the flat from her, I only ask for what is due. It's mine, I'm in a worse situation than her, I'm stuck in the apartment with my suitcases there or I don't know what to do, how can I get the deed that she doesn't want to let me have or how can the apartment be valued if she doesn't let anyone in? She won't listen to reason and I feel desperate. Thank you and sorry for everything.
In the absence of an agreement, there is no other option but to go to court. If you each own 50%, the judge would draw lots to see who gets it, and whoever gets it would have to pay the other its expert or appraisal value. It is not a complicated legal situation, but it is very unpleasant. Best wishes and happy new year.
An uncle of mine passed away in May 2016 in Jaén. He left his house to three nephews, valued for possible sale at €60,000. I live in Barcelona and my question is how much would I have to pay in taxes. Thank you.
Good evening, I have a question. My father passed away in Catalonia in November 2014, having been a resident in Catalonia for more than 5 years, and he left me 40,000 euros in cash as an inheritance in Germany, where my uncle has it. Do I have to pay money to the Spanish state?
Sincerely
I received 40,000 euros in cash from my father (German) who lives in Catalonia and who died in Catalonia in November 2014. My uncle has the money and my question is, do I have to declare it in Spain? And if so, would I have to pay the Spanish state money from this inheritance when in Germany I am exempt?
Good evening, your article is very interesting but I have some doubts. My mother passed away in 2012 and she has a flat in Barcelona valued at approximately 70 thousand. We are in Venezuela and she died in Venezuela. The flat is rented and the corresponding taxes have been paid. It is managed by a landlord. I want to put the flat in my name. Will I have to pay some kind of fine or tax? Thank you very much. If you could clear up my doubts,
If you have already paid the tax due on the inheritance, but have not made a deed, you will only have to pay the deed. But I really cannot be more explicit without seeing documentation.
Hi, no inheritance taxes, I was talking about the IBI and that type of tax.
Forgive me but I don't understand your question.
A relative is physically separated from his wife, legally they are still married with a separation of assets in Sitges... He has left his wife a flat worth approximately 300,000 euros in his will. What tax will she have to pay? Percentage or amount? Thank you.
Most likely nothing, but as I insist on many occasions, this page is not a consulting room nor is this answer a professional opinion.
I own a flat in my name, fully paid for, I bought it in 1980, and now I want to put it in my husband's and my name. We live in the province of Girona. We have been married since 1981.
How much would it cost to make this bouquet, I mean taxes, notary fees, etc.
thank you for your time
It depends on the value of the flat and a number of other factors that I am not familiar with. But perhaps the best thing you can do is make a will, which is the cheapest option.
The approximate value now on the market is around 200,000. In fact, when we got married we already made a will from him to me, and everything of mine from before and after getting married to him.
The cost of the donation would be 55% of the value donated, in your case 100,000 if half is donated. But you must take into account the impact on the donor's income and the payment of capital gains tax, the amount of which depends on variables that I do not know. The only thing I can tell you is that it is very likely not necessary to make the donation, but it is a chat, there is little more I have to say. If you want, you can make an appointment and we can talk at length.
Hello, my boyfriend wants to give my mother, who currently lives in Catalonia, an amount of 20,000 euros.
What is the procedure to be followed and how much money would my mother have to pay? I would like to point out that my boyfriend is German and lives in Germany, as I don't know if that is a problem.
Thank you so much
Good morning. In which group of reductions does a brother fall within Catalonia, II or III?
I understood that it was group II, but from what is described in your article I understand that it is group III.
Thank you
IT IS GROUP III
Hello Luis,
My question is the following. My parents want to donate money to me to buy a flat. I am a resident of Catalonia (where the property would be purchased) but they live in Argentina. Would the donation be governed by the law of Argentina, Spain, Catalonia, or some combination of these?
Is there any way I could reduce the taxable amount if necessary? For example, if it were a loan from my parents?
Thank you so much
Hello! My father has a flat valued at €150,000. It is currently occupied by my brother, as they lived together and he entered into a nursing home. My mother passed away in 2012, with a will made. 50% father and the other 50% my brother and I. My father is willing to make a donation, with the sale of the flat, but he has not spoken to my brother. What is more feasible, waiting for an inheritance or making a donation? Hospitalet del Llobregat. Thank you, greetings.
I cannot answer you, because I do not know exactly what you are asking me. Feasible is feasible and donation and inheritance are feasible. If you ask me if it is advisable, it depends on what you want.
Good morning, my husband has just passed away. He was a widower at the time with three children who renounced the share that corresponded to them in the apartment when their mother died, all before a notary. The apartment is his property, in the will he names me as the sole heir, and we also have a house for which a mortgage is being paid. Should I accept the inheritance of course, and how much would I have to pay?
Thank you so much
VERY PROBABLY NOTHING, in inheritance tax, but without seeing documentation we cannot tell you more. If you want we can do a study in view of the examination of all the necessary documentation.
My parents have a flat in Terrassa valued at €250,000, they will leave it to us in 4 equal parts to children and nephews. As a son, they will leave me €25%. How much will I have to pay? Thank you.
Hello, good morning: In September our mother passed away. We are three siblings. In the will we are all three equal in shares. The value of the inheritance is 80,000 Euros for housing and parking and 1,200 Euros. Taking into account how much we have, do we have to pay inheritance tax? It is in Catalonia. Thank you in advance.
Most likely nothing, but as you can understand, a professional opinion cannot be given without any examination of documentation or checking all the elements that may influence the tax rate.
tax.
12000 euros I meant no 1200 thank you.
Hello! My case is not the following: my aunt, who was single and had a son, passed away in August, four months after my cousin's son. My aunt's heir was her son, my cousin's son, who left an inheritance to me and another person who is a second cousin. I do not accept my aunt's inheritance because she did not have time. Now they tell me that I have to accept her inheritance and then accept my aunt's to inherit a business premises in Barcelona. How much should we pay in inheritance taxes? I am very worried.
Thank you so much
This page is not a consulting room. Furthermore, it is impossible to make a calculation with the data you provide. If you wish, please make an appointment with us.
We are all from Barcelona. My aunt, who is single and has no children, leaves her inheritance divided into 3 parts: 2 parts for her nephews, the children of 2 boys, and another part for a brother who lives there. She has a bank account with her brother. Do her nephews get anything from this account? Thank you.
THIS PAGE IS NOT A CONSULTATION. WITH THE DATA YOU PROVIDE US, WE CANNOT GIVE AN OPINION. MAKE AN APPOINTMENT IF YOU WANT.
Hello, my uncle, who is single, passed away last year. He left his house worth around 120,000 euros to my mother, who is his sister and has lived with him for over 15 years and is 72 years old. As a nephew, he also left me 1 hectare of land in his will. Apart from having an account, the owners of 30,000 euros. But there is another sister. 15,000 euros would be shared between the sisters. They want to give up the money and my mother wants to make me the owner of the house. How much would the costs be here in Catalonia? Thank you.
This page is not a consultation, but rather a call for proper advice. If you wish, we can provide you with a report, but it would be presumptuous to give an opinion, at the risk of causing confusion, without seeing any type of documentation.
First of all, I would like to congratulate you and thank you for your blog, which is so helpful to us.
I would like to ask you two questions please:
1-I am legally separated from my wife, but we have continued to live together in the same home. I have made a will where I specify that I do not want her to receive anything from me and that only my three children will be the only heirs. On the other hand, I work a lot of overtime and generate income and she practically does not. Can she claim any legitimate rights from me by trying to prove that she is a de facto partner?
2- Will my children have to pay inheritance tax in equal parts in addition to the capital gains tax? Is it better to make a donation to them while I am alive, leaving me as the usufructuary?
Thanks a lot
The spouse or common-law partner does not have the right to a legitimate inheritance. On the other hand, I do not recommend making donations during life, since they will accrue a higher tax than the inheritance itself on many occasions.
Hello, I am a 22-year-old girl who lives with her parents. The fact is that my neighbour (not related) has left me as an heir in her will to her flat in Manresa valued at €80,000, as she has looked after me since I was little and now that she is older I visit her constantly and she is like a grandmother to me. She only has 2 nieces as family with whom she has no relationship and she has not named them in the will at any time. How much will I have to pay in taxes to be able to accept the inheritance? Can I reduce it in any way? Can the nieces claim anything from me?
This page is not a consultancy and cannot replace an analysis of the particular case with all its circumstances. If you cannot qualify for any benefit, the rate will be around 20%. But this answer is not a professional opinion, I insist.
Hello, my question is, I have a cousin, and the only family she has is me, and I am also her legal guardian, as she is totally incapacitated, and she has a house in Catalonia, where I live, as she is in a nursing home. When it comes to inheriting, if there is no will, what is the amount that I would have to pay, I am over 65 years old. The value of the house is approximately €80,000, thank you.
Thank you in advance for your response. I am passing on my question: In Barcelona, Cat., my parents made a will before a notary naming me as heir to all their assets, which include a parking space valued at €6,000, a flat worth €300,000 and an account worth €140,000. (I am an only child). Unfortunately, how much would I have to pay in due time? Sincerely, J. Graupere.
Good afternoon, my mother passed away and left a will for my brother and me. We live in Barcelona.
What do we have to pay for the apartment (valued at €100,000)?
Thank you
Most likely nothing. But, as you can understand, with this information I cannot be very explicit. If you want, we can organize all the formalities for you and also sign the deed.
I wouldn't be too worried about the amount, which will be manageable. An inheritance of that amount, applying the reduction for the habitual residence, would be around 800 euros. For more information, we can prepare a written report.
The reduction for kinship is 8000, but of course I don't know if you can apply any other reduction. I don't think it's less than 6000 euros, but if you want more information we can make you a written report.
Hello, good evening, thank you in advance for your wonderful information.
According to what is explained on your page about the “Mutual Aid Cohabitation Situation”, I would appreciate it if you could tell me what requirements are required to obtain said Situation. And how to proceed to obtain it.
Looking forward to receiving an answer, please accept my cordial greetings.
Good morning... if I leave an inheritance of 200,000 euros in favor of my partner (we are not married nor are we a common-law couple), how much would I have to pay?
Good morning, in 2008 my father died but since my grandmother and my mother live in the house nothing was done, last year my grandmother died and we did nothing either, I was going through
I had an illness and I didn't feel okay. What should I do to try to solve the problem? Thank you very much.
Good afternoon, my mother got married for the second time, 40 years ago in Barcelona, each of them had children from previous relationships. Over the years they have bought two houses, one very small and the other where they currently live, they have made a will and my mother's husband has arranged that his two daughters should keep his share and the rest would be my mother's and according to what he has told me, it would be for his five children. What would happen if her husband died and the daughters wanted their share? Would they throw my mother out of the house? According to them, they have arranged that, if one or the other of the children dies, they cannot use the assets until they both die. I must say that my father's daughters do not speak to him when it comes to paying taxes, what amount would each one get. How sad to have to ask this question.
Hello, I am the sole heir according to my aunt's will. She lives in a flat she owns in Mataró with a cadastral value of 60,000 euros. She does not leave any other property or money. I would like to know how much I would have to pay in the event of her death.
Thank you
Good afternoon.
I would like to ask a question.
My mother has been in a nursing home for 6 years, we are 3 siblings, and there is a will that makes me heir to a 90 m² apartment in Terrassa (Barcelona)
When I die, I will have to pay them the legitimate share, plus the capital gains, plus inheritance tax, and I don't know if there is anything else.
Can you tell me a little more?
Are these amounts too high?
Sometimes I think that it might be better to sell the apartment first. What do you think?
Sorry.
I provide more data:
I am not registered in the house that I am going to inherit, I have my own house.
And if it were my habitual residence?
My mother has just passed away on 29.01.2017 and we are waiting for her last will and testament, but I want to keep her flat, which can be worth 80,000 euros on the market (not IBI). It is just my brother and I. If we agree on a price, how much would I have to pay? In reality, we don't know how much we have to pay for the inheritance tax and the notary. Could you provide information on the procedures? And can we go physically? We are completely lost on what we have to do. Thank you.
Hello!! Luis!!! My mother wants to leave my brother and me an apartment with 50% cited in Catalonia, my mother is a resident of said autonomous community (Catalonia), my brother is also, but I am a North American resident (THAT IS, I am not a COMMUNITY resident) I understand that the State Law will apply to me, the apartment must have a value of 300,000 Euros... neither my brother nor I have a previous fortune of more than 400,000 and we belong to the 2nd degree of kinship, the property would not be a habitual residence... I need to know the approximate amount of the inheritance tax to see if I accept the inheritance... I enjoy and learn a lot from your page... thank you.
My mother's last will and testament is not yet open, but I know that an apartment (Catalonia) is for my son (that is, the deceased's grandson) and he is a minor of 12 years old and we also live in Brussels with Belgian nationality documents. How much do I have to pay (+.-) if the apartment has a free sale value of €175-200,000.-? I remember that the son is a minor, with no income.
My mother is a widow. She is 85 years old and lives in an apartment in Catalonia. She also has land in Andalusia, some rural and some urban. I have a sister who has not gotten along very well lately and she already made it clear to me that she wanted the house for her 20-year-old son, but without paying me any part of the rent and she does not want to buy my share either. I told her that she could not force me to have anything halfway with her and that if we did not come to an agreement we would go to court. Because of that, we always have different points of view on everything…
Now I have seen the inheritance tax and I don't know how much it could be, what percentages would be applied to both the apartment and the land (which is in another community), and how can I find out before accepting the inheritance. And how can all the properties be divided into equal parts. Thank you.
The taxation of this inheritance will apparently be governed by Catalan law, regardless of where the assets are located. From parents to children and with small or medium-sized assets, the taxation will be very low.
WITH DATA WE CAN DO A STUDY FOR YOU.
TAX CALCULATION IS A COMPLEX JOB. IF YOU PROVIDE US WITH DATA WE CAN MAKE YOU A REPORT
My common-law partner (before a notary) passed away a month ago. I have a 3-year-old son, who is neither the son nor the heir of my partner, who is a legatee in his will. We both had our residence in Catalonia. Does my son have any reduction in the payment of inheritance taxes? Thank you very much.
Of course, in addition to being a descendant, there is one based on age, which is greater depending on the minority.
Residence in Catalonia. Apartment 50% for him, 50% for her. Second marriages. He has 2 children and she has 3 previous marriages. No offspring between them. Will already made, from one to the other and at the end, with the last of the deceased spouses, 50% for his children and 50% for hers. Given that three of the five heirs are domiciled in different provinces and the rent or payment of services, taxes, etc. is not operational, the spouses wish that, upon their death, the apartment be sold as soon as possible and its sale be divided into the percentages mentioned. What should be done to fulfill this final wish of the spouses once both have passed away?
I have received an inheritance of 2 flats, 2 parking spaces and 450,000 euros in shares... my question is how much tax do I have to pay as I am no longer related to the person who inherited from me, as a lawyer who was delegated to me tells me that it is more than 400,000 euros in taxes... Thank you for your attention, could you help me?
With the information you have given me, it is impossible to answer. If you want, we can do a study.
My mother has passed away and we are 8 siblings. In my inheritance there is a flat in Mataro valued at €100,000 of which 50% is the inheritance from my father, the legitimate share being divided between the 8 of us and the other 50% is the part my mother has left me as her sole heir. How much will I have to pay in inheritance tax?
Most likely nothing. But without knowing the values it is impossible to answer.
Hello, good morning, I'm from Barcelona and when I bought the flat I put my parents in the deed. My parents and I have two other sisters, but in the will my parents have put that their share will be left only to me. My question is, is this the best option and what should I pay for my share of the inheritance if the flat is currently valued at 100,000 euros?
Hello, good afternoon.
I have an aunt who has lived in Barcelona for more than fifty years. In her will she left me some property in Aragon (a house in a village valued at around 18,000 euros and some land of little value). I live in Aragon.
Since these are two different autonomous communities, should the inheritance tax of Catalonia or that of Aragon be applied? How much (more or less) would the inheritance tax have to be paid when the time comes? What rate would be applied?
Thank you so much.
The tax law corresponding to the deceased's habitual residence applies. In this case, from what you tell me, CATALUNYA. From our office we can do all the tax paperwork, together with the signing of the deed. You can send us all the documentation by mail, and come only for the day of signing.
Hello good morning.
I have a shared savings account with my father with 65,000 euros. The money is mine but years ago I put my father as co-owner in case something happened to me. I live in Catalonia. Now I want to remove my father's name because he is getting older and I am worried that something might happen to him and my brother might claim half of my money. What do I have to do so that it doesn't affect me at a tax level? Because if I remove his name, he would give me a donation and I would have to pay taxes on my own money? Could I withdraw the money little by little to another savings account without it affecting me at a tax level? Thank you very much.
My mother is 89 years old and has dementia. She lives with me but rents her house. We are two siblings but my brother has not cared about her for years, so when he was well he made a will and made me the universal heir, leaving him the legitimate share. I would like to know when my mother dies how much I will have to pay to the treasury. I think the house will be worth about €175,000. Thank you.
Most likely nothing, but with the information you have given us it is impossible to give an exact answer, which in any case would be in accordance with the current law, which may not be the same as the law governing the succession.
I forgot to mention that we are in Catalonia, in case you can specify something more, if not, thanks anyway. Regards
What is the cost of a deed to make a cash donation to a minor?
I live with my parents in a single-family home in Palau-Solità i Plegamans (Barcelona) and it is valued at 360,000 euros (according to the appraiser of the insurance company of the policy we have just taken out). If my parents were to die and I were to keep the home, how much should I pay for inheritance tax? According to my calculations, a discount of 95% should be applied to the value of the home, so there would be an amount to be taxed of €18,000 and applying the 7% to that amount it would be €1,260. Is this correct? Thank you very much for your attention.
This is not correct, because you do not take into account the quota bonuses. I would stop less.
Can you tell me what bonuses you are referring to? Thank you.
the existing one on the quota.
Hello,
The apartment I live in is in my name and that of my brother.
Now he wants to make a transfer of his part to our mother who lives with me.
The cadastral value of the apartment is €8,000
Would it be very expensive to make this transfer?
Natalie
I don't think so, but the cost depends on factors that I don't know, including the location of the apartment.
Good afternoon. On the 7th of this month, at 4:38 p.m., I asked you for your reply to a question that concerns me and that I cannot clarify. It appears in this forum with the note “your comment is pending moderation”, which is strange to me because they answer their queries almost on the same day. I do not know if my question is very complex or if they need clarifications on the aforementioned question, in which case I would appreciate it if you would ask me and I would be very happy to provide them. Thank you very much for your attention and best regards.
We must have missed it, forgive me.
Hello, good morning. My 81-year-old father has a current account with 80,000 euros, which I am the authorized account holder for. I would like to know if I were to be a co-owner, how much would it cost me when filing my annual tax return? Or if it would be better to continue as the authorized account holder when my father dies, having made a will.
THANK YOU.
It is impossible to answer with the data you have given us. I imagine that the difference would be almost non-existent, since you would only have to include in your tax base the income generated by the current account. What this may mean depends on your overall income, which I do not know. In any case, my advice is to stick to reality, and if the money is your father's, that it remains in your father's name and if you need it managed for you, that you obtain a power of attorney.
Good afternoon, my great-aunt is preparing her will and wants me to inherit a flat in Barcelona with a cadastral value of 60,000 euros plus a cash sum of 90,000 euros. She has no other offspring and is single. What approximate amount would I have to pay in inheritance tax?
Or would less be paid for a living donation?
Thank you
It is usually cheaper to inherit. That said, with this data it is difficult to give an exact cost, and in any case I insist to you, as to many others, that this website is not a consultancy. If you want we can make you a report, based on the documentation that we request.
Hello Luis,
I'll tell you: my father (adoptive) recently passed away and my brother (related by mother) received the inheritance. He has to make me a donation of half of the inheritance and I'm trying to find out the amount I have to pay... it seems that we are in the third degree of kinship and no reduction would apply. (I have to receive 70 thousand euros, and my manager tells me that I would have to pay 8900€)
It's right?
My sister has lived in Mataró for 30 years and has no children, she only has me. If I live in Almería, is the tax settlement made according to the regulations of the Community of Catalonia or those of the Community of Andalusia? Would the assets in Catalonia (apartment) be in Catalonia and the greenhouse lands in Almería in Andalusia?
In the will, I am listed as heir and my descendants are listed as substitutes. If at the time of my sister's death I am also deceased, would the entire inheritance go directly to my children, with them paying the tax? Or would it go first to me and then to them, thus paying two taxes?
thank you so much
My father passed away and we are three brothers. He had a house valued at 140 thousand euros. He had an account with 17 thousand euros and a life insurance policy that we don't know much about yet but that will be around 25 thousand euros.
How much would the inheritance tax be to accept the inheritance?
Thank you.
If the tax law is Catalan, I imagine nothing. But if you want more information, make an appointment.
Hello Mr Luis Prados
My question is: my widowed mother has just passed away and in her account she has about 200,000 euros and a flat that cost them 300,000 8 years ago. We are 2 siblings. I WOULD LIKE TO KNOW how much the acceptance of the inheritance will cost us when we go to the NOTARY.
THANK YOU
Notary fees are set by a Royal Decree of 1989, which includes the corresponding advice. In some notaries, I also carry out, as a separate service, the preparation of tax forms and the registration procedures in the Property Registry. In any case, I tell you that we do not make estimates without knowing the real content of the document, at the risk of creating confusion or error. And on the other hand, I cannot give you an estimate that will bind you in any notary's office.
Hello, my uncle passed away in 2015. He didn't have a will. He had life insurance, an account with 3000 euros and a house that I kept as a donation from others (there are 13 of us, 3 siblings and 10 nephews). My question is, who has to pay the inheritance tax? Do I get the house and receive a larger share or do we all get it because we all receive a share from the life insurance?
Everyone pays for what they receive
I would appreciate being able to know more or less how much it will cost me to accept the inheritance, which is a house in Barcelona (my deceased mother's first residence) and another house in Cabrera de Mar which was a second residence, and a third in Galicia which is her 50%, in total three houses and I am an only child. I do not know the real value of said houses, thank you.
It is necessary to know the value of the properties. In any case, he suspects that it will be very little.
Apartment in Barcelona that a father wants to give to his daughter. The daughter turned 36 in January 2017.
Can the €60,000 reduction be applied if it is to be your first habitual residence?
Article 54 Case of application
1. In donations to descendants of a home that is to be their first habitual residence or of money intended for the acquisition of said first habitual residence, a reduction of 95% of the value of the home or the amount given may be applied, with a maximum reduction of 60,000 euros, a limit set at 120,000 euros for recipients who have a degree of disability equal to or greater than 65 %.
2. The maximum amounts set out in section 1 apply both in the case of a single donation and in the case of successive or simultaneous donations, which for this purpose are cumulative, whether they are exclusively monetary or whether they combine donations of housing and monetary donations, and whether they come from the same ascendant or from different ascendants. In the case of monetary donations, the reduction may only be applied, within the limits mentioned, to those made within the three months prior to the acquisition of the dwelling, in accordance with the provisions of letter d of article 55.1.
Article 55 Requirements
1. In order to benefit from the reduction established in this section, the following requirements must be met:
a) The donation must be formalized in a public deed, which must expressly state that the money is given to be used for the acquisition of the recipient's first habitual residence or that the residence is given to become the recipient's habitual residence. In the case of a monetary donation, the public deed must be executed within one month from the date of delivery of the money.
b) The recipient cannot be older than thirty-six years of age, unless he or she has a degree of disability equal to or greater than 65 %.
c) The total taxable base of the last personal income tax return submitted by the donee cannot be higher, after subtracting the personal and family minimums, than 36,000 euros.
d) In the case of monetary donations, the donee must acquire the dwelling within three months from the date of the donation or, if there are successive donations, from the date of the first donation.
2. For the purposes of applying the reduction established in this section:
a) A habitual residence is considered to be a residence that meets the requirements and conforms to the definition established by the regulations governing personal income tax, without prejudice to the fact that, together with this residence, a storage room and up to two parking spaces may be considered as a habitual residence, even if they have not been acquired simultaneously in a single act, if they are located in the same building or urban complex and if at the time of the transfer they are available to the donors, without having been transferred to third parties.
b) The acquisition of the first habitual residence is considered to be the full acquisition of the entire residence or, in the case of spouses or future spouses, of an undivided share of the residence.
Section eight
If my grandson, a minor, inherits my habitual residence, can its value be reduced by 95%?
In principle yes.
Good afternoon,
My parents have a house valued at one million euros, in the province of Lleida. We are 4 siblings. The house is 46 years old. How much would we have to pay for inheritance tax? One of them has a disability of 33%. What would happen in this regard?
My mother is a widow and has made a will. Her concern is that her savings of €60,000 will be left equally to her four children. How much would we have to pay? There is no other asset. We live in Catalonia. Thank you.
We live in Catalonia, we are 4 siblings and my mother only has one account with €60,000 which will be shared equally between us, but she is concerned about whether we have to pay anything when she is no longer here. She has a will.
Thank you
Hello Mr Luis Prados
My question is: my widowed mother has just passed away and in her account she has about 200,000 euros and a flat that cost them 300,000 8 years ago. We are 2 siblings. I WOULD LIKE TO KNOW how much will we have to pay to the treasury or, as children, are we exempt from paying taxes?
thank you
Hello Mr Luis Prados
My question is: my widowed mother has just passed away and in her account she has about 200,000 euros and a flat that cost them 300,000 8 years ago. We are 2 siblings. I WOULD LIKE TO KNOW if the tax office keeps a percentage of our inheritance.
thank you
Hello, my grandfather has just passed away. He lived in Cordoba. He left a will stating that he left half of the inheritance to his second wife, who he lived with, as joint property, and the other 50 % cent he left in equal parts to his two children, and the universal and lifelong usufruct to his wife. He had a house valued at 54,000 euros and some money, about 40,000 euros, a total of about 95,000 euros to be divided 50/25/25 %. One of the children accepts it, the other does not want to accept it due to debts and wants to reject the inheritance in favour of his sister, as he does not want it to go to his own children either. As I understand it, the sister who accepts must pay the inheritance tax in Andalusia and pay the donation made to her by the second brother in Catalonia, which is where he lives, right? Apart from all this, what percentage would be paid? Thanks.
Hello, my father recently passed away and in the will my sister and I appear as universal heirs. The assets to be inherited are 40% of the habitual residence valued at around 800,000 Euros in Baix Llobregat. At the time of the purchase more than 15 years ago he assigned 25% of the property to each of our children. On the other hand, there are bank accounts worth 650,000 Euros, of which my mother appears as co-holder of the account in 50%. We are concerned about being able to pay the taxes arising from this inheritance, as well as whether my mother would keep the amount of the accounts in which she appears as co-holder without having to pay taxes. Thank you very much for your time.
Hello, I have always lived in my mother's flat, which she bought when my father died, but we have paid for it together and she also made a will in my favour years ago. The flat is only in my mother's name but the bank account is in both of our names. The value does not amount to €160,000. It is not listed in the land registry. I will have to pay a lot of inheritance tax in Catalonia.
I have lived in a flat owned by my mother in Barcelona for 35 years. It is my legal residence. What would be cheaper for us, a donation or an inheritance? Thank you. When paying the various taxes, both on one and the other, will it be taken into account that it is my habitual residence?
Sorry, where I put legal residence, I meant habitual residence.
Good afternoon. My brother has just died in Barcelona, where he had his habitual residence. He had not made a will because he had no assets, only a bank account with a balance of 10 euros on the day of his death. We are two brothers of the deceased who live in Albacete. Please, Mr. Prados, could you tell me if we have to submit Form 650 or if a declaration that my brother did not own any assets would be enough. In this case, where would I have to send it? Thank you very much in advance and best regards.
Good morning and thank you very much for your help. What would be the approximate tax for donating a home to one child that is already their habitual residence? The value would be around €150,000. I have looked and I have seen that there is a bonus of up to €60,000, but I don't know how to calculate the rest. I would like to know an approximate amount. It is in the province of Barcelona.
Sorry, the value I have given is the cadastral value, and now I read that it must be multiplied by a factor that varies between 1.8 and 2.3.
Sorry, the amount I have given is the cadastral value indicated by the IBI. Now I read that for the correct value you have to apply a correction factor ranging from 1.8 to 2.3
The house where I live with my husband and daughters belongs to my mother, who also lives with me. It is our habitual residence (Barcelona). We are 3 siblings. Estimated price, about €360,000. On the day my mother dies, if my siblings allow me to continue living there, do all 3 siblings have to pay the same amount of inheritance tax? Is there a discount for it being my habitual residence, or is it not worth asking for a discount in case the house has to be sold?
Thank you
My father passed away 17 years ago and we had to give up the inheritance (more debts than assets, some with the administrations: social security, treasury)
Now we see that there are two pension plans whose beneficiary is the spouse (my mother), one of about €6000 and the other of about €700. Can my mother now claim that money? Could she have problems with the administrations? Is a pension plan treated as an inheritance?
Thank you.
Good evening Mr. Prados. My sister and I are going to inherit half of a house from an aunt with a total cadastral value of 80,000 euros and about 75,000 euros in cash. All this in Catalonia. How much will each of us have to pay approximately since we inherit in equal parts? Thank you. Best regards.
It depends on who inherits, but if it is from their parents, inheritances up to 100,000 euros per child are free of charge. That is as long as Catalan law is applicable, which depends on the residence of the deceased.
Excuse me, it's an aunt. We inherited half of the house with a total cadastral value of 80,000 euros, that is, 40,000 euros and about 75,000 euros in cash. Best regards and thank you for your time.
I live in the city of Lérida (Catalonia). In 1981 I bought a commercial premises for the price recorded in the deed of 900,000,- Pesetas (5,409.11 €), although I actually paid 12,871.88 € (2,141,700,– Pts.)
The cadastral value of the land in 2017, according to the Cadastre, is €25,950.07 and on 04-04-2017 we will sell it for €60,000. I have recognised the uselessness of 33%.
Would you be so kind as to let me know the approximate amount I should pay to the Lérida City Council for the concept of Capital Gains?
The normal thing is to request the information from the Notary before whom the sale is to be made.
For the operation referred to in the comment preceding this one by Teresa María, I have been advised that, as I am 79 years old, I could benefit from the tax exemption for reinvestment in LIFE ANNUITIES of the €60,000 from the sale of the property that they will pay me.
At first glance, the fact of not having to pay taxes seems attractive, but my concern is that my heirs will have to pay more when I die, in this case my three children and six grandchildren. I would appreciate a clear-sighted explanation of the pros and cons of this kind of product, since if on the one hand you cannot redeem it during your lifetime if you need to, while on the other hand you transfer the obligation to pay taxes to your beneficiaries, this apparent business is of little or no use.
My wife has inherited €3000 from my mother-in-law after she passed away.
Do you have to pay taxes on it?
I IMAGINE NOT. BUT I WOULD NEED MORE DATA TO GIVE A WELL-FOUNDED ANSWER.
My mother has passed away, she had practically nothing, she left each of our children €3000, do I have to pay taxes on that amount?
IF CATALAN LAW IS APPLIED, NO.
I wish to donate to my husband during his lifetime my half of the house that we acquired, in the name of both of us, in 2001 for an amount of one million euros. What percentage of its current value will I have to pay to the Treasury for this donation? Thank you.
This page is not a consultation, but a call for proper advice. With the information you provide us, it is impossible to calculate all the taxes that this donation may generate. If you wish, you can make an appointment with us and we will be happy to assist you.
All the best.
Applying the Catalan law on donations and successions
I have a legitimate right of 100,000 euros. We are 6 siblings, and the only legitimate heir is me, the remaining five are heirs. What would be the cost on my part to accept the legitimate heir and if it has to be declared in the IRPF, in Catalonia?
This page is not an online consultation. If you wish, you can make an appointment with us and we will inform you of your rights. Sincerely
Hello
I live in Barcelona and I have a flat in Chile. If when I sell it my mother sends me 150,000 euros to Barcelona (the property is in my name and hers)
How much tax should I pay?
Thank you
Good morning and excuse me but I would like to ask you for an approximation, thank you.
I live with my son in a habitual residence with a registered value of €300,000, second floor at 50% with a value of €200,000, cash accounts for €300,000. All in Catalonia. When my son inherits everything, approximately how much should he pay in inheritance tax, leaving aside the municipal tax? Thank you.
It will all depend on the legislation applicable when you die. In any case, as I have been insisting in many answers, this page is not a consulting room. The question you are asking me is a job and a responsibility for me. Therefore, if you wish, you can make an appointment with us and we will be happy to assist you and answer all your questions in a reasoned and prompt manner.
All the best
My mother has the will divided equally between her two daughters, I live with her and I have a disability of 66%, if my sister wanted to sell the flat she could throw me out on the street if I pay all the expenses, contributions and I have lived here for more than 30 years, I live in Catalonia and currently we already have 50% of the flat as an inheritance from my deceased father.
My wife is the only daughter of a widow whose will was made, in principle, in her favour. We have lived with her for 18 years. She owns a flat in a town in Barcelona, of about 70 square metres, and about 3 hectares of farmland in Burgos. In addition, she has 2 bank accounts as life plans, with a total value of about €20,000. How much could she end up paying in taxes for inheriting everything? Would it be cheaper to make a donation of real estate during her lifetime, and a change of name on the accounts? Thank you very much.
I have inherited a flat that belonged to my parents. Since I don't need it, I want to sell it, but someone told me that if I sell it before 5 years have passed since accepting the inheritance, the Treasury is going to hit me hard. Is this true? Thank you.
I can't comment on speculation, but I don't think it's what they say.
Hello good morning,
My mother passed away a week ago, I am an only child and she left me an apartment as an inheritance, of which I have a 30% of the property and she had a 70%, it is currently my first home. (that is to say, I live in it)
The apartment is in Esterri d'àneu in the province of Lleida and at the time cost around 120,000 (in the year 2000)
I just want to know what I will have to pay approximately. (just an approximation + or -)
Thank you so much.
laura.
This page is not an online consultation. It is impossible to make a calculation with the data provided, since we must start from current values.
Make an appointment with us and we will inform you about all aspects of your mother's succession, and the most economical way in terms of taxes.
All the best
Hello,
Regarding life insurance (e.g. SIALP, PIAS and Life Annuities), what is the taxation in Catalonia for inheritances and donations of these products? Regardless of the degree of kinship.
Thank you.
They are taxed as a succession, integrating into the flow line
My mother donated a house (my habitual residence) and some land to me during her lifetime. The donation and capital gains tax has already been paid. Now, when my mother's income tax return is due, she must pay the increase in assets for personal income tax. What is the application table for this tax? Is there a corrective factor? We are in Catalonia. Best regards. Thank you very much.
This page is not an online consultation. It is best to discuss this with the person who does your tax return.
My partner has made a will and left me as sole heir. We are not married, we are just a couple. He has no property, only money and a car.
What documentation do I need to present and what should I pay if I inherit 100,000 euros in bank accounts?
Do I have any difficulties because I am not a family member or are the procedures the same?
Thank you.
This page is not an online consultation, mainly for confidentiality reasons. If you wish, you can contact us and we can carry out a study on your specific case.
Good afternoon. An aunt of ours has left the flat she lived in in Girona to her nephews (3rd degree). As it is a habitual residence, do we have the right to apply any additional bonus to the 8,000 Euros that there is as a generic deduction? I understand that it is not possible in another property and in the money, but I am not sure if the habitual residence allows me to do so. Thank you very much.
Excuse me Mr. Prados, I wanted to say that I am not sure if, since it is my aunt's habitual residence and the fact that I am a 3rd degree citizen, I am entitled to any reduction. Thank you very much in advance.
First of all, thank you for following us. The reduction of the habitual residence in the case of third-degree collateral relatives requires that they be over 65 years old and have lived with the deceased in the previous two years. If you need advice, do not hesitate to contact us.
Excuse me Mr. Prados, I wanted to know if it is true that there is a bonus for the “non” sale of properties acquired in an inheritance for a certain period of time (I think it is 3 years). Thank you.
What may occur is a loss of the applied bonuses, if the assets on which the bonus has been applied are sold within a certain period after inheritance. In the case of the habitual residence, it is five years, for example.
Hello, I'm Francisca, thank you in advance. My question is: My father passed away 7 years ago, leaving my mother as heir and his two daughters as legitimate heirs. Now my mother gives the legitimate heirship with a plot of land to my sister and me and in the same deed we dissolved the condominium, leaving my sister with the land and paying me my share in money. Who of the three of us has to pay the capital gains tax? Thank you very much.
Good day.
I have two children, one lives in Catalonia and the other lives abroad. He has two children. I have a disability of 65%. I have an apartment in Barcelona and another abroad. I want to inherit everything to my son from Barcelona. What problems could he have with his brother? What would I have to do to pay the minimum taxes? Would a donation be more convenient? I am 62 years old. Thank you very much for your answer.
I think my son from Barcelona would use it as his permanent residence.
Thank you for your reply. Unfortunately I am not in Spain.
I'm sorry to have bothered you.
Hello, my mother passed away in 2015 and left my brother and I a flat, it was valued in Inheritance and Gift Tax at 150,000 euros and we sold it on 5th January 2016 for 100,000 euros, paying a capital gains tax of almost 5,000 euros. Knowing this, will we have to pay something in this year's income tax return, or as I have been vaguely told elsewhere, as we have no profit, will we be exempt from paying taxes? The property is in Barcelona and we have an appointment with the Tax Office to file the return the day after tomorrow, Thursday 11th May 2017. Thank you very much.
You have a loss and only pay taxes on the profits. This loss could also generate the right to offset other profits in the following four years. In principle, you will not have to pay taxes and it is even possible that you can request a refund of the municipal capital gains paid.
I would just like to know if the property has been valued at 150,000 euros and we have sold it for 100,000 euros, do we have to pay taxes or not because we have made losses? Thank you very much again.
Hello, we are going to receive an inheritance of about 40,000 euros. We are not family, how much would we have to pay more or less? The inheritance is in Tarragona
This page is not a consulting room. If you want a professional opinion, you can make an appointment with us.
A building with two dwellings, but it does not have the horizontal division, that is, a single IBI is paid, in case of death, and when it comes to paying taxes (mainly municipal capital gains tax) Can they be considered a single dwelling? That is, my mother lives on the first floor, I on the second. In the deductions for habitual residence, would the whole building be considered, or just the first floor? Thank you
You would probably be forced to individualize the housing portion. In any case, depending on the value of the inheritance, it may not be worth asking for the housing bonus.
Thank you very much. The receipt states cadastral value 313977 taxable base 232160. With these amounts is it worth doing the division?
I insist, this page is not an online consultation, as I do not have the necessary data to answer. What does it mean to be worthwhile? If you want, make an appointment with us and we will be happy to assist you.
We live in Barcelona. My father passed away last year, leaving my mother as sole heir. We are two brothers and my brother asked my mother for my father's inheritance. My mother has now passed away, leaving me as sole heir and my brother as sole heir. My question is whether I have to collect or deduct my father's inheritance that corresponds to me and I did not ask at the time for the amount that I would have to pay my brother when I have to pay his inheritance. Thank you very much.
As I often say, this page is not an online consultation. Giving a well-founded answer depends on many requirements that I am not aware of. If you want, you can make an appointment with us or we can make a report based on the necessary documentation. Regards.
Good afternoon Mr. Luis Prados. I live in Sant Cipriano de Vallalta, province of Barcelona, and my daughter lives in Arenys de Munt, in the same province. She has a flat with a mortgage. In the event of her death and without a will, what procedures and taxes would we, the parents, have to take care of?
Thanks in advance
The first thing I must advise you is that you and your daughter make a will. But I can't tell you much more with the information you've given me. I don't know if your daughter has children or if she has other assets.
Greetings and thanks for following us
Good afternoon!
My parents have a primary residence and another house that they only use on weekends. When they die, my brother and I would be their sole heirs.
From what I have read, I understand that the habitual residence would be exempt from inheritance tax by 95%, but how would the other house be? I mean, what percentage of inheritance tax would have to be paid if, for example, it has a value of 200,000 euros and is in Barcelona?
Thank you
Good morning Mr. Luis. My wife and I have been married for 50 years. We have a 50-year-old daughter. We live in the province of Barcelona. My daughter has a flat with a mortgage. In the event that my daughter were to die without a will, what paperwork and taxes would we, the parents, have to take care of? My daughter is single, with no children and no other assets. She does not have a will. How would not having a will affect this?
thank you so much.
This page is not an online office. If you want a report or professional opinion, contact us and we will gladly do it for you.
Dear Don Luis.
We are two brothers, aged 68 and 58, and our mother is currently 96 years old. She lives in Barcelona. She has no more assets than approximately 400,000 Euros (four hundred thousand) in a preferred account at La Caixa.
What do you recommend? Transferring this amount during life? In the event of death, what would be the amount to be paid for each child?
Thank you for your response.
This page is not an online office. If you want a report or professional opinion, contact us and we will gladly do it for you.
good morning
I am planning to donate a property in the province of Tarragona worth 100,000 euros to my only daughter.
Can you count on any state discount before paying the tax? And what would it be?
Thanks for the reply
This page is not an online office. If you want a report or professional opinion, contact us and we will gladly do it for you.
Good afternoon Mr. Prados,
My mother has a flat, half of which is in her name and the other half in the name of her three siblings, with her having usufruct. The flat is valued at approximately €175,000. The day she dies we will have to pay inheritance tax. How much % will be applied? Is it better to donate it than to inherit it?
Most likely, due to inheritance tax, they will not have to pay anything at all. But to give a well-founded answer, I need to know some information that I do not know, adding that this website is not an online consultancy.
Good morning Mr. Prados.
My mother died last year. She owned the flat where she lived, as well as some bank accounts. We are two siblings and in her will she left my sister as her sole heir, and she bequeathed me the 50% of the flat. As she did not want to share it and in the same deed of acceptance of inheritance, my sister paid me by check my 50% which we valued at €35,000. My question is: are these €35,000 exempt from contributions, and if not, what tax are they subject to? Or are they directly added to the tax base of my retirement pension?
This page is not an online consultation. Answering would require me to see documentation on the specific way in which the operations were carried out, at the risk of misleading you.
Hello good
I have to collect two inheritances. I am 62 years old and have a proven disability of 33%. Of the two inheritances, one is from my uncle, my mother's brother, and the other is from my father. Could you tell me what is paid and if I have a reduction?
Thank you
The first thing we should know is what is the tax law applicable to the inheritance. In Catalonia there would be a reduction of 275,000 euros, but I don't know if it is applicable to you. Regards.
I have my mother (widow), with all her properties in her name and inheritance taxes settled (Barcelona).
We are two sisters, there are no more descendants, the will is divided equally.
Properties approx. €650,000 and bank deposits €120,000.
What is the approximate amount that the inheritance expenses could be?
Greetings,
This page is not an online consultation. If you want, we can prepare a report for you after reviewing the necessary documentation.
Good afternoon Luis, and thank you very much in advance for offering guidance. I will try to be as brief as possible, although I don't know if I will succeed. My case: In Gerona. I spent my whole life living with my mother. My mother had three children with a man, and then she divorced. I am the eldest of four siblings from her second marriage. In 1998 my mother bought a 40-year-old house that cost 58,000 euros, and put it in my name and hers. She took out a mortgage with expenses included at Catalunya Caixa for 30 years. From 2000 to 2015 I looked after my mother, and she died in February 2015 after malignant diabetes. Years before she died she made a legal will in a notary's office in my favour as sole universal heir, with clauses in which she did not deny the inheritance to my other siblings but imposed conditions on them to receive that inheritance. None of them have claimed anything. Two years have passed since his death and I am still living in the house and I have not done anything, neither the acceptance of the inheritance deeds (3600 euros) nor the liquidation of the inheritance tax of 7 percent of the total due to lack of financial resources. BBVA has called me twice asking me to liquidate the inheritance tax. I don't know what to do, I live in the house, I survive as I can and I have no money. That's all. Thank you very much Luis.
I don't know what I can tell you, but it is almost certain that there will be no inheritance tax.
Hello Mr. Prados: We are four heirs to the assets of my deceased mother. We cannot agree on the distribution of several properties. At the notary's office they tell us that we have to accept the inheritance and pay the tax, all at the same time, in the same act, day and time. Is this really the case? What happens if one or two heirs do not appear and refuse to accept the inheritance? Can't I make an appointment at the notary's office, accept my share of the inheritance and pay the inheritance tax and the others can do what they think is most convenient? Thank you.
I don't think I should give an opinion when there is another Notary involved in the case. If you want, make an appointment and we can discuss your particular case.
My daughter intends to buy a car valued at approximately 28,000 and put it in the name of her grandfather, who is 88 years old and has a disability of 69% and exceeds the mobility scale, so that she can take him to the continuous medical visits. Later we want to make a will from her grandfather to her, so that it does not enter the inheritance with the children since the payment of the vehicle is made by my daughter. Is this action correct? And what would be the inheritance tax in case of death? And the tax in the case of death, before 4 years of the purchase of the vehicle. Thank you.
This page is not an online office. If you want, you can make an appointment or we can make a report based on the necessary documentation. All the best
My sister suffered the loss of a son in the province of Barcelona. The deceased owned a flat
central office in Viladecans. Let's say the property is valued at 90,000 euros. How much should she pay in inheritance tax?
I am asking because the pain that affects you has you in a state of shock and you still cannot react or carry out any procedures.
Thanks in advance.
Most likely nothing. But without seeing the documentation it is impossible to give a well-founded answer.
In point 2. Development of the liquidation scheme. It states that the real value of the assets is obtained by multiplying the cadastral value by a COEFFICIENT and then multiplying by 0.8. I am referring to urban properties. I DO NOT UNDERSTAND WHERE I CAN FIND THIS COEFFICIENT. I do not believe that it refers to the multiplying coefficient for reasons of kinship. I appreciate your clarification in advance.
These are instructions given by the Generalitat
What will it cost me to put it in my name? Will I have to pay a lot?
Good afternoon,
My father passed away two months ago and my brother and I are left as heirs. As his only inheritance he left us a flat valued at around €60,000 (Tarragona). I am living in this flat and I would like to know if we have to pay any inheritance tax.
Thank you and regards.
My husband has just inherited half of the house that is our habitual residence from his brother. The house is located in Pineda de Mar. His brother had a serious disability. Is there any way to get some tax relief? His brother had no children, no living parents and no wife.
Good afternoon, what would be the payment for receiving an inheritance of €300,000 and a property valued at approximately €400,000 in Catalonia in the case of a son. Thank you.
Good afternoon:
My question is the following: My aunt has died without children in VALENCIA without leaving a will.
leaving money 35000 euros and a flat, I am from BARCELONA. I had to pay
INHERITANCE TAXES?, and would I have to go to VALENCIA or can I do it from
BARCELONA.
-To sign the DECLARATION OF HEIRS I have to go to VALENCIA
-Is it worth it to me to accept the inheritance when the land registry of the apartment is valued at 80,000 euros and not
I am from VALENCIA.
All the best
This page is not an online consultation. Furthermore, with the information provided it is impossible to answer with a minimum of rigor. If you want, we can make a report based on the documentation we deem necessary. Best regards.
Good afternoon
My father passed away 2 months ago without a will in Barcelona. His daughters are thinking of renouncing the inheritance in favour of my mother, his wife, who is 71 years old. My father has left an inheritance of 200,000 euros in cash plus the property in which he lived with my mother and whose cadastral value is 64,000 euros and another property with a cadastral value of 40,000 euros. Could you tell me approximately how much my mother would have to pay?
Thank you so much
Good afternoon,
The heirs must all be summoned at the same time to sign the
DECLARATION OF HEIRS or they can do it separately
Once signed, can the money be withdrawn from the bank at the same time? How do you know?
entity that you have to withdraw? The truth is that I don't know the procedure that is followed.
If instead of selling the property it is rented out to four people, how do you distribute the money?
benefits
I hope you can answer me this time, I would be very grateful.
All the best
These questions
The answer to these questions is not the purpose of this website. If you wish, please contact us and we will inform you of all the procedures of the inheritance process and the most economical way to do it. Best regards.
This page is not an online consultation. If you wish, you can contact us and we will inform you of all the procedures of the inheritance process and the most economical way to do it.
Hello, my father has assets in Catalonia of around 150,000 euros and an old house valued at 24,000 euros. Half of the money is in my name. How much would I have to pay more or less when he dies?
As I have been saying, this page is not an online office. If you want we can make a report in view of the precise documentation.
I would like to know if an apartment inherited in Catalonia this year, 2017, in equal shares by two siblings, with a valuation of €350,000, the amount stated in the acceptance of the inheritance, and once all the corresponding municipal, regional, and state taxes have been paid, will be subject to personal income tax in 2018 if sold to a third party, if it is sold at the same price of €350,000 as the acceptance of the inheritance? Thank you very much for your response.
Since you've accepted the inheritance, the most natural thing would be to leave with your questions resolved. In my office, everything is handled in any firm, and we provide information and advice on the most appropriate values to achieve tax savings. That said, if you sell and generate a profit, you will have to pay tax on it.
Very good.
My grandmother owns a property in Barcelona. If she adds me as a co-owner of the property and she dies, will the property become my property? Would that avoid paying inheritance tax?
Thank you so much
No. What your grandmother should do is make a will.
Good afternoon, my father passed away in March of this year, and by will everything went to my mother.
The properties they own (two in Hospitalet, Barcelona, and two in Alamedilla, Granada) are in both names. My question is whether my mother has to pay capital gains tax to the local council.
Thanks in advance
Hello, my 81-year-old mother, with a disability of 80%, is set to inherit money from a first cousin. My question is: For inheritance tax purposes, can she apply the disability reduction since she resides in Catalonia? Why can't she apply the disability reduction for kinship, group IV? Thank you in advance.
Our father (Dutch) died two months ago in Catalonia. He was married for the second time to a Catalan woman, with whom he has no children. He has two daughters (my sister and me) from his previous marriage.
How (where, with whom?) do we claim our share of the inheritance as legitimate heirs? He left his current wife as heir via will. We estimate the houses are worth approximately 450,000. Any idea about how much we should pay in inheritance tax (as foreigners)?
This is a question that cannot be answered with the information you provide. If you would like, please make an appointment with us, and after reviewing the necessary documentation, we will inform you of your legal position in all aspects.
I am thinking of creating a family business in which I would contribute properties worth €600,000. The manager tells me that the best option is a Limited Company or to create the company as an individual entrepreneur. The problem is that they tell me that when creating the company it is mandatory to have at least one salaried person, with all the costs that this represents. At the succession level, would I have the same advantages for my children if the company I form were a Community of Property?
Thank you very much for your reply
Hello, my father passed away in February of this year and had life insurance with BBVA and he left us €3,140 in capital distributed among his three children. Should I pay some taxes? I have an appointment to go this Thursday and other things. Do they do it for you right away? Do you pay or not? Do we have to pay all three children or is it not necessary to go all? Thank you and best regards.
FOR THAT AMOUNT THEY SHOULD NOT PAY ANYTHING.
Good afternoon:
My father has passed away, and in his will, he left his apartment, valued at around 150,000 euros, to my sister and me. We haven't opened the will yet, but we have a copy. He also had a bank account with around 200,000 euros, an account that his children have also been authorized to use for years. Before his death, we transferred around 150,000 euros to our account, which we are also authorized to use. The question would be tax-related. Given that we are authorized to use both accounts, do we have to pay any tax on this transfer?
Thank you so much
Many factors influence inheritance tax, which in your case I don't know enough to give a well-founded answer. If you would like a more well-founded answer, please contact us. We will respond based on the information we request.
My 82-year-old mother and I have doubts. I'm her only child, and she has a will leaving her home to me in the event of her death. I'm the beneficiary; if I die, it will pass to my daughters. The home is in the city of Tarragona and is quite old, although it has been renovated.
The question is, if he dies, will I have to pay a lot of money as it is for inheritance, or is it better to go to a notary to make a donation? Thank you very much.
My sister and I have an apartment in Barcelona worth approximately 300,000 euros. It was bought in May 1971. We are residents abroad and we use it mainly for the winter. I spend at least 5 months there and she spends about 2 months every other year. We have a will in each other's favor. I am single, she is married with no children. The will clearly states that her husband will not inherit his share. In other words, we are both mutual heirs. How much should be paid if we inherit the apartment, as half already belongs to each of us? Advance grace payments
Your question goes far beyond what a comment on this channel should be. Many factors influence inheritance tax, which I'm unfamiliar with in your question, so any answer could be misleading. If you'd like to have the necessary information, we can provide you with a report. Thank you very much for following us.
Many factors influence inheritance tax, which in your case I don't know enough to give a well-founded answer. I suspect it's not worth making a donation, but if you'd like a more well-founded answer, you can contact us. We'll respond based on the information we request.
That is, we are not registered at the moment. I am a pensioner and she will be in approximately 2 years. Would it be a good idea to register in Catalonia for inheritance reasons?
Hello, I appreciate your response in advance. My father passed away in January 2017, leaving my brother and me as heirs of a property valued at approximately 144,000 euros, but leaving the usufruct of the property to a married couple who lived with him for many years. I'd like to know who has to pay the inheritance tax, and how much it would be. Thank you.
Everyone has to pay for what they receive. You, as children, will most likely have to pay 0.
Good evening. My parents died this summer, 40 days apart. I'm now waiting for my mother's death certificate to present to the bank and pay the inheritance tax. We are three sisters, and the inheritance is worth 55,000 euros.
I'm not quite sure what percentage needs to be paid and what deduction there is for kinship.
According to a table it is 7% (which seems excessive to me). I would appreciate it if you could clarify this for me.
And also, if you have to pay the tax first and go to the notary, or if it's the other way around to have the inheritance certified. Thank you very much.
I will reply to your email.
Thank you very much. I've already received your response. The inheritance is purely financial. There are no real estate assets, but they did tell us we'd have to pay the tax. If I need you to process any documentation for me, could everything be resolved by email? We're in Barcelona. Thank you again.
I WOULD LIKE TO KNOW UPON THE DEATH OF A FATHER WHAT INHERITANCE TAX WOULD BE IMPOSED ON MY CHILDREN ON A VALUE OF 200,000 E IN THE COMMUNITY OF CATALONIA DE SEO. THANK YOU FOR YOUR INFORMATION.
As I've been insisting, this page isn't an online consultation. Even so, based on what you've told me, and this isn't a professional opinion, you probably won't have to pay anything.
Good morning,
2 possible scenarios:
1. My partner and I (not married) own a flat (worth 250k) in both our names, and my partner also owns a house in his own name (worth 300k). There are no children and his parents are dead. He only has three siblings (they live in England) – he is English. My parents are still alive, and I have one brother. They all live in Austria.
2. the same scenario as above but now we are married.
Province: Catalonia
Ask:
– which corresponds in each case to each one
– how much inheritance tax must be paid in each case
thank you
This page is not an online consultation. A question like yours, with so many nuances and aspects of which I'm unfamiliar, cannot be answered here, at the risk of being inaccurate.
Hello, a friend gave me €35,000. How much do I have to pay to the Treasury? I live in Barcelona. Thank you.
Please note that this page is not an online consulting room.
My husband, who had lived in Catalonia for over five years, passed away a month ago (the family home has always been in Huesca, although we weren't separated; he moved to Catalonia). We shared two apartments, one in Salou and one in Huesca. He also owned another apartment in Huesca, a donation from his parents. The approximate value of the assets is €300,000. We have one daughter.
Where should I pay inheritance tax?
How much would I have to pay? And my daughter?
Thanks a lot.
We do not answer these types of questions online. If you wish, you can contact us, and we will be happy to handle the entire inheritance process for you, in the most tax-efficient manner. If you are interested, you can contact us through the info@notarialuisprados.com
All the best
Hello, both the deed of the apartment and the bank account are in my husband's name as the sole owner, but I also have a bank card to withdraw money and buy and an authorization from him to carry out specific procedures. There are no mortgage debts or outstanding debts. There is a will that says that if he dies, it goes directly to me and if we both die, it goes directly to my son who is from my first marriage. And if all three of us die, it goes directly to a cousin who is in another country, but he has a sister with whom they have not been in contact for 25 years. I want to know how much I have to pay and will he inherit it? I only know that the apartment cost 83 thousand euros, its appraisal is not known, it was bought in June 2014 in a town in Barcelona. Thank you very much.
And another question: if my husband were to die, would they block my bank account?
Good afternoon, Luis.
My mother passed away four months ago, and we've already processed all the paperwork, but we're yet to sign the notary's signature that we're heirs (she didn't make a will). She left her three children (24, 20, and 14) a house valued at €190,000 and €55,000 in cash in total. The house is the primary residence of her partner and younger siblings. Will we have to pay anything, or since it doesn't reach €100,000 per heir, will we be exempt?
Thanks a lot.
Typically, these questions are asked of the Notary Public or other professional handling the matter. At my Notary Office, we are committed to informing you of all tax implications before signing. In any case, based on the information you've provided, I can't give you a firm opinion, although from what you've told me, if there were any fees, they would be very small.
Dear Luis,
I'm 33 years old. My grandfather, who was born in Barcelona, died in 2011. My father had already passed away in 1995. In my grandfather's will, he left his primary residence in Poble Nou to my uncle and my father's brother. My grandfather is nearly 70 years old and had been in a psychiatric hospital since before my grandfather's death. In my grandfather's will, part of the money is donated to a foundation charged with caring for my uncle. This money, along with the rent from the house (paid to a doctor from the foundation), is used to cover the costs of my uncle's nursing home.
The Foundation's managers have hinted that when my uncle dies, they'll keep the house, which, I understand, I should inherit. Could this situation arise?
If I inherit when my uncle dies (knock on wood, it might take a long time to happen), and it is a 75 m2 house from 1963 and has a cadastral value of around €160,000, what taxes would I have to pay?
I live in Madrid and I'm not aware of Catalan regulations.
Thank you very much in advance
Whether you inherit the foundation may depend on your grandfather's and/or uncle's will, and whether there is a clause in them in your favor. However, if there is no will, you have no right to the inheritance. If you inherit as a 3rd-degree collateral relative, you currently have a minimum exemption of 8,000 euros. The inheritance tax in your case would not be small and depends on the actual value of the property. Applying the Generalitat (Catalan government) tables, the minimum taxable value is around 300,000 euros, and above that, the amount payable over 60,000 euros is already part of the municipal capital gains tax.
This is what I can tell you, but you must bear in mind that this response is neither a professional opinion nor a ruling, which can only be issued in view of the necessary documentation and examination of all the necessary elements.
My parents have passed away and were registered as residents of the municipality and had been living in Madrid for years. They have three apartments in Madrid and one in Barcelona, an apartment on the Costa Brava, and a rural property in Girona. Where should inheritance tax be paid? The heirs are their three children, and we live in Catalonia. Are assets located in Catalonia subject to inheritance tax in Madrid, or do we need to file separate settlements? Thank you very much.
hello.
I was told that if my father “lends” me 90,000 euros and he dies without having received the money back, would I have to pay any taxes?
I understand that the apartment cannot be “loaned,” but if I register again at this address, I have some advantage.
Thank you
hello,
We live in Catalonia, and my mother has a house as her primary residence valued at €300,000, an apartment valued at around €100,000 (but of which she only has the 50% because we already inherited the rest), and she's saved €600,000. We are four siblings, and one of them has a 75% disability. Could you tell me approximately how much we should pay for inheritance tax in Catalonia? I think my disabled brother shouldn't have to pay anything, but what about the other three? Thank you very much!
This page is not an online consultation. We try to give any opinion only in light of all the background information. In any case, based on what you've told me, I don't think it would be more than 500 euros per heir, and in the case of your brother with the disability, 0 euros. You should also take into account the municipal capital gains that may accrue, which are not included in this calculation. In any case, this is not a professional opinion or judgment.
All the best
Sorry, but I don't understand what you're trying to ask.
Hello, my two brothers and I have inherited a property, that is, a property with three owners. If one of them dies by accident (God forbid), or gets angry with one of us, what would happen to the property? Is it necessary to draw up a separate document with a clause?
the share of the deceased will go to his heirs.
I'm married to a woman who had a daughter from before we were married. We have two more children together. I want to make a will dividing my assets equally among the three children. Is this possible? Is the inheritance burden too heavy for the child who belongs solely to my wife?
It depends on several factors, but we suspect that if it's in Catalonia, it won't be at all burdensome. In any case, it's best to make an appointment with us, and we'll inform you of everything you need based on the necessary background information.
Something I don't see in the article and that was once mentioned to me and that I was never able to fully clarify. In the case of a lifetime donation of a second home to first-degree descendants, is there a special reduction to be applied if the home had already been the descendant's habitual and only residence for X years? I have doubts about whether there is any additional right associated with the fact that it had already been the habitual residence of the person receiving the donation or also the inheritance. If you could be so kind as to clarify this point I would appreciate it, because I can't find anything on the subject and I've always heard quite confusing opinions regarding this supposed additional right that would be granted by having been the habitual residence of the recipient.
In inheritances, as a general rule, the deceased must have their habitual residence in order to qualify for the reductions. In donations, the donation of a home, so that the recipient has their habitual residence, along with other requirements, may be subject to a reduction of up to €60,000 under 95%. Once the donation is received, the recipient must live there and register as a resident there, if not already registered.
Thank you very much for answering, although that wasn't my question. I was wondering if the fact that the heir or recipient of the donation had been the resident of that home would give them any additional rights beyond those you mention. Someone once told me that the fact of having been the resident of the home that will be inherited or donated grants additional rights or reductions to those you mention. I hope my question is better understood. Thanks again.
I don't think so. There is some bonus on the capital gains tax for inheritances, but it depends on each municipality.
Good morning Luis,
I'll tell you the case, my father died in 2012 and my mother received the corresponding inheritance, and the inheritance tax payment was not settled by us (2 children), the legitimate,
We are considering making that legitimate claim effective and liquidating it.
Ask
If we send the corresponding amount of money to our accounts, do we have to make a payment? Or was this amount already settled when the inheritance was accepted?
If that were the case, would there be a way to avoid paying so much to the Treasury? I understand that if that were the case, it would be based on capital gains?
Thank you very much in advance
Congratulations on the website
The tax is accrued due to death and must be paid unless the statute of limitations has expired. The method of payment should not, in principle, affect taxation.
Thank you, but I was wondering if the legitimate share is paid at the time of accepting the inheritance. We didn't claim that legitimate share in 2012, but now we want to make it effective. If we want to make it effective now, would we have to make that payment now? When you talk about expiry, how long is the statute of limitations?
Could you tell me which law article regulates all this?
Thanks a lot
Good morning,
I find myself in the following situation: two brothers lived together for over 10 years until the owner of the primary residence, needing care that his brother could not provide, entered a nursing home. Registration in these centers is mandatory to facilitate access to medical care. The other brother remains in the primary residence. Three and a half years later, the brother admitted to the nursing home dies, leaving his brother as the sole heir. The Generalitat maintains that a reduction for the acquisition of the deceased's primary residence is not applicable, as he is a collateral relative of the deceased, and although over 65 years old, he did not live with the deceased for at least two years prior to his death (the last three and a half years spent in a nursing home). Could it be considered that a cohabitation relationship of mutual support existed, and that the fact of entering and registering in the nursing home did not terminate the cohabitation relationship (they share the expenses of the primary residence)? Can the acquiring sibling be assimilated to the rest of the descendants of group II defined in article 2, for the purposes of applying the reductions for kinship and habitual residence and the multiplying coefficient?
My question was directed at whether the legitimate portion was paid when the inheritance acceptance was paid, or if, on the contrary, it is paid when the legitimate portion is actually collected?
It can only be charged when received
Sorry for the concepts you mentioned, I don't understand them. Can it only be collected when it is received? What do you mean by collecting? My question is, was it paid when the inheritance was accepted or do you have to pay the tax when the legitimate inheritance is received?
Thank you
Let's see. This website isn't a consulting room. You must understand that it's very difficult to answer when interpreting questions. The legitimate heir pays inheritance tax. When, how much, and how will depend on how the entire succession was executed. Without seeing the documentation, I can't be more precise.
Hello, my father is 85 years old. I live with him, and I have two nephews (both adults) from my only deceased brother. My father has a will stating that all his assets are to be shared equally between my nephews and me, but the apartment where we live (worth around €120,000) is my life usufruct. My question is how much inheritance tax we would have to pay and what steps we would have to take.
Grateful.
This page isn't an online consultation, just a call for proper advice. With the information you've given me, it's very difficult to answer, although I suspect that if the entire inheritance is in Catalonia, they most likely won't have to pay inheritance tax. But as I said, without being able to verify certain details, any answer is invalid.
I live in an apartment owned by my aunt. It's a Housing Trust apartment located in a small neighborhood in Barcelona. The property's deeds (which we don't have yet, as monthly payments are made for 35 years, so we're missing six more) value this apartment at €30,000. If it had to be sold, it would cost €100,000 at the most. As an heir, how much would I have to pay in total to become the owner?
I don't really know what you mean by how much you will have to pay.
Hello, my father passed away, and we owe €70,000 in life insurance from the bank. We are two brothers and a mother; the minor and I will soon be gone. I would also like to ask what percentage of tax we will have to pay if the insurance of the person responsible for the accident that caused his death compensates us €400,000. Thank you very much. I look forward to your response.
This page is not an online office. If you want you can make an appointment or send us the precise documentation, and in view of this we will give you an opinion.
Hello
My father passed away a little over three years ago and left his apartment in Barcelona to my sister and me, valued in the inheritance at €163,000.
We applied for the 95% inheritance tax discount since we wouldn't sell for five years.
Now we are thinking of selling it and they are offering us €320,000
I think if we sell it now before 5 years are up we have to pay the tax plus interest. Is it possible to calculate how much we should pay?
Thank you very much in advance
If possible, calculate it. In any case, it would be very important to thoroughly study your case before making the purchase, especially if the inheritance tax has not expired. Anyone who isn't more explicit in this way can contact us. If you'd like, please send us some documentation and we'll do a study.
Hello Luis
This is my question…
I am a foreigner residing in Spain, and I have been informed that I have been left an inheritance of approximately $350,000 ($) between cash and a fund in California, USA!
He wasn't a relative of mine, where... I suppose here in Spain, having my tax residence here, and how much do I have to pay if I accept the inheritance?
They told me it's the 34%
Thank you so much
I can't give you details. If you'd like us to conduct a study based on precise documentation, you can send us the documentation.
Good morning Luis
My mother passed away last October. She lived in Germany.
I live in Catalonia, where I work and pay taxes.
Question: What regulations should be followed in this case?
Thank you
The question is complex to answer, so you shouldn't be mistaken. If you'd like, please make an appointment, and we can discuss the whole matter of your mother's succession. Best regards.
Hello,
My mother has just died and left my brothers and I (3) a €180,000 apartment in Barcelona.
My brother lived with her and has no other place to live. If my brother wants to keep the apartment and give my sister and me some compensation, what do you think?
1) How should we do it?
2) What taxes do we have to pay?
3) Will my brother have to make a new deed (as if he were buying it)?
Thank you so much
Normally, everything is done in the inheritance deed itself, and the taxes should be the same as those for inheritance. If you'd like us to manage your mother's entire inheritance, please contact us.
Hello, thank you first of all for your time.
My questions are:
My father has left a will where he leaves the apartment and the parking to my brother and me.
The apartment is in Barcelona and he has been living his last 3 years in Seville, my brother has just acquired a disability of 53% and I would like to know if it is possible what types of taxes we should pay, I understand the inheritance tax and I don't know if any other, to obtain the deeds in our name as well as the acceptance of the inheritance, the apartment has a mortgage of around €110,000 and the appraisal of the apartment could be between €180-210,000
What options do we have to pay as little as possible?
Last question: If my brother and I don't agree on the terms, and I don't voluntarily give up my share, can he, being disabled, keep the apartment? I'd rather lose everything and live without problems, but I don't want him to keep it all.
Thank you so much for your generosity and time.
This page is not an online consultation. If you'd like to make an appointment, or after reviewing the necessary documentation, we can provide you with a report. Best regards.
Hello,
My mother passed away. We're two brothers, and her will was made in favor of both of us. She left me the house where she lived, in the province of Barcelona, and another small house with land on the outskirts of Barcelona for my brother.
I've lived in this house for many years, and I'm also registered there. I'm 59 years old and a pensioner with a full disability. My question is... Do I get any benefits if I inherit the same house from my mother that I'm living in? And because I'm a pensioner?
Thank you.
YOU MOST LIKELY WILL NOT HAVE TO PAY INHERITANCE TAX
Hello, an 80-year-old woman wants to donate her property to a niece. The apartment is valued at €300,000 at market price and has a cadastral value of approximately €90,000. About 30 years ago, she bought it for approximately €100,000, but she remains the usufructuary until her death.
How much should that niece pay in inheritance tax… approximately, of course.
Thank you so much.
It depends on where the property is located. In the case of Catalonia, and based on what you tell us about the 60,000 euros. But I inform you that this opinion is not a professional opinion, and can only be made after reviewing all the necessary background information.
all the best
Hello, I'm an only child. My father passed away 10 years ago, and my mother recently passed away, leaving me and my daughter an apartment, and we are the sole heirs. The apartment is valued at around €90,000–€100,000 and is located in a working-class neighborhood of Barcelona. He also left us some debts, and I wanted to know if you could, at least roughly, and if possible, please give me an estimate of the approximate price for accepting the inheritance. From what little I know, it's money I don't have available (around €20,000, from what I've been told), and I wanted to know if that price was accurate. Also, could I pay that money with the deeds to the house, certifying that I will sell this apartment, as that is my goal. They are valued higher than the inheritance tax, and that could be my possible, and only, method of payment. Thank you, and I'm sorry for the inconvenience.
With those amounts, you won't pay inheritance tax. Regarding the municipal capital gains tax, I can't tell you the details because I don't know the variables that govern its application. But it's not an expensive operation.
My mother is 90 years old, and I will be her sole heir, as she has no siblings. She currently owns a two-story house as a second home located in a town near Barcelona, but the deed only covers the land. My question is, should my mother file the deed for the property, or can I postpone it until I have inherited it? Which of the two options would be less costly, since I will be responsible for both costs?
The cost will be the same, and you can defer it at the time of inheritance.
Hello, my question is: My daughter is an Italian citizen and has been living in Barcelona for five months. Her previous residence was in Argentina, where she still has a bank account. I want to deposit money into it. She can then transfer the money to an account in her own name in Barcelona. Does she have to declare anything in this case? Are there taxes to pay? Are there any limits?
Thank you so much.
We inherited an apartment in L'Hospitalet (Barcelona) from an aunt of my in-laws who died without issue. The profit from the sale of this property (which was not her primary residence, as it was registered in a residence in Ciudad Real) must be divided among nine nieces and nephews. In the case of my father-in-law, who is 78 years old, what reductions would he be entitled to based on kinship and age?
Thank you and best regards,
This page is not an online consultation. Essentially, the answer is right there in the entry, but providing an answer without taking into account all the necessary information could be misleading. If you'd like, please make an appointment and we'll be happy to assist you.
Thank you very much for following us.
An uncle of my wife is going to name her heir because he has no offspring.
He has no property and his available capital is approximately €140,000.
My wife was born in 1967 and has a disability of 42%.
How much would I have to pay in taxes?
Thank you very much for your reply
If the information you provided is correct, I don't think there would be any need to pay taxes on that inheritance. In any case, this opinion is not a professional judgment.
all the best
Hello
My question is the following: can the inheritance tax and the tax on the increase in the value of urban land be paid from the money in the inheritance bank accounts or must it be paid in advance by the heirs with their own money?
Respecto del impuesto de sucesiones, depende de cada Comunidad, pero suele haber sistemas para el pago del impuesto con cargo al dinero de la herencia. respecto d la plusvalía no hay ningún problema, una vez tenga liquidado el impuesto de sucesiones tendrá liberado el dinero y con cargo a él pagar la plusvalía.
Thank you
Good afternoon Mr. Luis,
Soy cotitular en una cuenta con mi madre que ha fallecido, mis hermanos me dicen que saque todo el dinero y lo traspase a una cuenta a mi nombre………pq “el estado se quedará el dinero”.
Somos 4 hijos, tiene testamento y el importe no llega a 40mil€, un coche viejo y nada más. Divorciada hace más de 30 años.
Creo que van errados y mucho, se están poniendo pesados e impertinentes con el tema, no quiero tocar nada hasta la apertura del testamento, no creo que haya que pagar muchos impuestos dada la cantidad a repartir. Era tutora de tan solo dos días y no se ha llegado hacer inventario. Actualmente trabajo casi llegando al limite de hacer renta y creo que me afectaria obligando a pagar como renta de capital anual, y mucho. Podria indicarme si estoy equivocada o son ellos que me quieren obligar hacer una maniobra fraudulenta y tengo que hacer caso omiso.
Gracias por anticipado.
Lo que le plantean sus hermanos, además de un error, puede ser de difícil ejecución.
Gracias por su respuesta,
Ya me lo pensaba, así podre callar vocas y dejaran de molestarme con “asuntos turbios”
Slds
Buenas tardes,vivo en catalunya,mi madre tiene dos pisos con una tassacio de 240000 i 180000 aproximadamente i unos 75000 euros,somos dos hermanos la herencia es a partes iguales,aproximadamente que cantidad tendriamos que pagar,un saludo.
This page is not an online office. Sometimes we answer very simple questions. If you are interested, in view of the precise documentation, we can make a report.
All the best
Hola, ¿Qué plazo tengo para declarar en caso de herencia? Gracias!
En principio no tiene plazo para aceptarla. la liquidación del impuesto seis meses. Puede ver nuestra entrada los plazos de la herencias
BUENOS DIAS, HE HEREDADO UNA LEGÍTIMA DE MI PADRE FALLECIDO DE UN VALOR DE 79.000 EUROS, APROXIMADAMENTE CUANTO TENDRÍA QUE PAGAR DE IMPUESTO DE SUCESIONES?
Muy probablemente nada. Pero como puede comprender sin ver ningún tipo de documentación y dado los enormes aspectos de los que puede depender una liquidación fiscal, no puede ser más explicito. Aprovecho para reiterar que esta web no es un consultorio on line, sino una llamada al correcto asesoramiento que estamos encantados de prestarlo, pero bajo los criterios que deben de presidir un encargo profesional.
All the best
Hola Luis: Mi esposo y yo vivimos en un piso en un pueblo del extra- radio de Barcelona. Lo compramos en el 2004 y la escritura es de 90.153 eu. de la cual actualmente aún debemos 68.500 eu. En la última revisión catastral lo valoraron por un total de 73.620 eu. en el 2006. Ya somos mayores y nos vemos en la necesidad de tener que ir a vivir a casa de nuestra hija, debido a que empezamos a no poder vivir solos. Nosotros en el 2014 hicimos testamento a su favor, dejándole esta vivienda habitual nuestra cuando falleciéramos pero, ahora pensábamos vender el piso pagando lo que aún se debe y como nos lo tasan por 100.000 eu., que le saldría mejor a nuestra hija; que nosotros alquilásemos este piso nuestro y ella cuando lo heredara en el caso de que se lo vendiera o no, cuánto debería pagar de impuestos entre el de heredera y la plusvalía u otro tipo de cgos. y teniendo en cta. también si le aportaba alguna reducción por algo? o bien : si nosotros vendemos ahora por necesidad de que con el poco beneficio que pudiéramos sacar por ello, y al vernos necesitados de ir a vivir con ella, pudiéramos así ayudarla en pagar algo de la hipoteca que a ella aún le queda pte. de su piso? Tengo otra última duda también: Me han dicho que existe una ley que cuando unos abuelos se ven en la necesidad de ir a vivir con su hij@ y por ello vender el piso, esos abuelos no han de pagar ningún impuesto más que la pluvalía de la parte como vendedores? y hay algo más que pagar? porque así también sería una opción para que nuestra hija no tuviera que encontrarse en cuanto nosotros faltáramos, tener que pagar un buen pico por heredar nuestro piso. Ella se encuentra además con 2 hijos menores a su cargo y divorciada, con el importe del resto de la hipoteca de su piso totalmente a su cargo solamente. Perdona que te de tanto por lo que calcular pero, como veo que a veces desearías poder aportar respuestas más concretas y no lo puedes hacer por falta de información, yo talvez me he eccedido. Pocas personas hay como tu que tienes tanto interés en colaborar ayudando al prójimo. Gracias anticipadas. Y un afectuoso saludo.
Como repito en muchas ocasiones esta web no es un consultorio on line. Se responden algunas preguntas por su enorme facilidad, pero no pretende sustituir un asesoramiento presencial y profesional.
tengo un hijo que se compro una casa valorada en 119000 e yo le avale pero en el banco me pusieron en la escritura y yo me quiero quitar y dejarle solo a el se puede hacer y cuanto me costaria según las leyes catalanas y ademas puedo hacerlo si sigue habiendo hipoteca
Buenas tardes, mi padre Vicente, de 80 años de edad, residente en Mataró (Barcelona) es titular de un importante patrimonio personal, constituido por
– Un edificio en Paseo de Gracia de Barcelona, valorado en 5.000.000 de Euros
– Una masía en un pueblo de l’Empordà, valorada en 1.200.000 Euros.
– 3.000.000 de Euros en fondos de inversión
– 800.000 Euros en acciones de sociedades cotizadas.
Somos mi madre, mi hermana y yo, residentes todas en Cataluña
De cara a planificar su herencia, me pregunto si es mejor que su herencia tribute en Cataluña o en otra comunidad autónoma.
Thank you so much!!!
Su pregunta bien merece una consulta personal. Estaremos encantados de atenderla. Muchas gracias
Good afternoon.
Quisiera que me informaran por favor, sobre cuanto tendriamos que pagar mi hermano y yo del impuesto de sucesión. Somos de Barcelona. Mis padres tienen 90 y 87 años respectivamente. Solo tienen en propiedad el piso en el que vivimos ellos dos y yo. Hace 40 años que vivimos aquí.
Vivo con ellos y no creo que cambie la situación ya que no tengo ni pareja ni hijos y tampoco trabajo, asi que si fallecieran ahora yo me quedaria viviendo en el piso pues mi hermano está casado y tiene su piso y el dice que esta es mi casa y por supuesto no me va a echar. Queremos estar preparados porque tienen una edad que puede pasar cualquier cosa en cualquier momento, ojala sea muy tarde, pero estamos preocupados ya que los dos tenemos situaciones criticas, yo no trabajo ni cobro nada y tengo 49 años y mi hermano tiene deudas. Ademas del piso, mis padres disponen de una cuenta de ahorros de aproximadamente unos 30000€. Tendremos que pagar algo? y en ese caso, cuanto tendriamos que pagar?
Esta página no es un consultorio on line. De todos modos por lo que me dice no creo que tengan que pagar nada por impuesto de sucesiones.
Good afternoon,
Mis padres tienen 79 y 81 años. Poseen una casa con 2200m de terreno valorada en 200.000€. Entorno Rural. Un piso de 50m2 en Ciutat Vella, Barcelona, valorado en 200.000€. Un piso en Vilafranca del Penedès de 100m2 valorado en 120.000€ en el que vivo hace años y estoy empadronado. Mi madre por enfermedad pasa más de medio año conmigo. ¿En caso de fallecimiento de ambos quanto tendría que pagar por cada inmueble.?
Greetings
esta web no es un consultorio on line. Si quiere concierte una cita con nosotros y muy gustosamente le atenderemos
Qué derecho tiene la mujer de mi padre, fallecido hace 2 meses, que sólo llevaban casados un año, ante mi hermano y yo, en el testamento? Es decir, si el testamento es más beneficioso para ella que para los dos hijos, se puede reclamar que la herencia se reparta a partes iguales o lo que está escrito en el testamento va “a misa”? muchas gracias
Esta página no es un consultorio on line. Concierta una cita y muy gustosamente le atenderemos.
Existe pago de impuesto de sucesion en una casa valorada en 25.000 euros en aragon, aunque la persona haya vivido sus últimos años de vida en Barcelona? GRacias
Esta página no es un consultorio on line. Concierta una cita y muy gustosamente le atenderemos.
Mi madre reside en Cataluña desde siempre y somos tres hermanas ,hizo testamento dejando a partes iguales tres propiedades que tiene, más unos cien mil euros que en el banco,yo por motivos que no vienen al caso resido hace más de treinta años en Navarra mi pregunta es cuando fallezca mi madre al no residir yo en Cataluña y a la hora de la repartición con mis hermanas ,la cuantía de los impuestos y demás que genera el recibir la herencia será la misma para las tres , muchas gracias
Si todas son residentes en España, la ley fiscal aplicable será la misma para todas, y esa ley será la de la residencia de la persona fallecida.
Good afternoon,
mi madre vive en Aragón. ¿En caso de hederar bienes inmuebles o dinero donde deberia pagar el impuesto de sucesiones si mi dirección fiscal esta en Cataluña?
Thank you so much.
Don de la persona fallecida hubiese residido más tiempo en los últimos cinco años.
Mi madre tiene 1 local 60.000 Valor catastral, 2 pisos uno de ellos vivienda habitual 40.000 cada uno de V.C. y 2 parking 5.000 VC , en total los valores catastrales suman 150 .000 € aprox. situados en Salou Tarragona. aparte de cuentas en bancos y cajas por importe de 60.000 €, mas 15.000 € plan pensión, esta muy mal de salud y debemos mirar a que situación se ha de hacer frente, soy hija única .-
Thank you
La residencia es en Catalunya.-
si quiere puede concertar una cita y muy gustosamente le atenderemos.
Good morning,
Recientemente mi padre falleció en Barcelona sin testamento. Mi madre todavía vive y somos dos hermanos por lo que somos tres herederos. Mi pregunta es: es mejor en términos fiscales que aceptemos la herencia los tres o renunciar mi hermano y yo y dejárselo a nuestra madre y cuando fallezca aceptar todo? Gracias
Salvo que tengan un patrimonio enorme, me imagino que por cualquiera de las dos fórmula no van a pagar impuesto de sucesiones. De todos modos siempre es más barato en términos globales, que hereden varios a uno solo.
hello:
Mi padre falleció en enero de este año y mi madre en abril (los 2 residentes en catalunya). Soy el único heredero y resido en Andorra. Se q hubo una sentencia del tribunal supremo q ya genera jurisprudencia con respecto a la descriminación de los no residentes extracomunitarios. Imagino q a principios de junio deberé de pagar el impuesto. Podré beneficiarme y ya pagar con las bonificaciones autonómicas o tendré q pagar y luego reclamar?. Muchas grácias por anticipado
Le adjunto esta entrada de mi blog
https://www.notarialuisprados.com/impuesto-de-sucesiones-y-residentes-no-comunitarios/
Si necesita cualquier actuación nuestra, no dude en ponerse en contacto con nosotros.
Good afternoon,
Mis padres tenían un piso en Barcelona que actualmente tendrá un valor de 300.000€ mi padre falleció en 1994, yo era menor de edad y nunca hicimos aceptación de herencia ni cambio de nombre, ahora ha fallecido mi madre y yo tengo una hermana de 20 años por parte de mi madre, no se que tendremos q pagar para heredarlo… la vivienda era la habitual de nuestra madre y de mi hermana…
Thank you so much
No puedo opinar sin saber quienes son los herederos. Muy probablemente no pagarán nada, pero no puedo dar una respuesta concreta sin datos.
Los herederos somos mi hermana y yo (ya que ninguno tenía testamento) y somos mi hermana hija de mi madre y yo hija de ambos propietarios…
Thank you
Esta página no es un consultorio on line. Muy probablemente, no pagaran nada de impuesto de sucesiones, pero puede comprender que dar una opinión jurídica, sin analizar ningún dato y solo en base a los que usted me expone es muy arriesgado y podría inducirle a usted a error. Consulte con un profesional o si quiere puede venir a mi despacho y muy gustosamente le atenderemos.
Good morning,
He leído casi todos los mensajes pero no veo un caso parecido al mío y por eso os escribo.
Mi hermano estuvo viviendo dos años en Francia y falleció hace unos meses. No estaba casado ni tenía hijos así que por ley la Heredera es mi madre.
El no tenía nada pero si tenía un seguro de vida y a mi madre le han ingresado 141 mil euros.
Somos catalanes, según la carta del seguro de vida francés dice que allí está exento de impuestos, pero no sé si aquí ella tendrá que pagar algún tipo de impuesto o hacer algún tipo de declaración.
Ante todo les doy las gracias por guiarme.
Greetings,
Suzanne
Good afternoon,
Mi padre falleció en el año 1983 cuando yo era muy joven. Domicilio en Barcelona. Vivíamos mis padres y yo en el mismo inmueble. No creo que se hiciera ningún trámite para escriturar de nuevo el piso, en el que todavía vivo yo, ya que mi madre, aún viva, está desde hace unos meses en una residencia.
Qué tendré que pagar para aceptar el piso donde vivo en herencia el dia que falte mi madre o qué trámites tendré que hacer para tener todo en orden?
Me va a costar mucho escriturar de nuevo?
Thanks and regards,
Araceli
todo depende de los valores, pero el impuesto de sucesiones en Catalunya, entre padres e hijos es casi inexistente.
Good afternoon:
Como la residencia de mi madre que es la testamentaria es Barcelona, entiendo por lo leido anteriormente que es de aplicación el impuesto de sucesiones de Catalunya, tanto para mi hermano que vive en Zaragoza como para mi que vivo en Barcelona.
De acuerdo con ello la vivienda habitual de mi madre en Barcelona tendra una desgravación del 95 % si no me equivoco. Pero la segunda residencia que tiene en Castellon de la Plana, como tributará ¿¿
¿ Por otra parte la Plusvalia de las dos viviendas habra que pagarla a cada uno de los ayuntamientos afectados ¿
La vivienda habitual tiene tambien alguna reducción de la Plusvalia ¿¿
Thank you
Tributa todo con arreglo a ley de la residencia habitual del causante. Probablemente no le merezca aplicar la reducción por vivienda habitual. Los ayuntamientos pueden establecer algún beneficio fiscal, pero hay que estudiarlo en la ordenanA fiscal. Desde nuestro despacho podemos gestionarle toda la testamentaria. Un saludo
Good morning
En una donacion en vida de 30.000 € entre tio y sobrino que se ha de pagar y la comunidad de catalunya y si es obligatorio registrarlo ante notario.
Thank you
All the best
Pase por el despacho y muy gustosamente le atenderemos. También podemos hacerle un informe, para lo cual necesitamos datos, que le pediríamos y le indicaríamos el coste del informe
Soy italiana, resido en Catalunya desde hace años. Hace dos años mis padres me hicieron una donación de dinero “intervivos” para la cual pague un 5% hasta 200.000€ y un 7% de los restantes 15.000 = 11.050€ en total.
Aprendi que la donación inter vivos sale muy cara!
Me dijeron que como resido fiscalmente aqui (y no en Italia) tenia que aplicar la normativa local.
Bien.
Ahora mi consulta es: en caso de fallecimiento de mis padres (en Italia), en caso de que me dejaran un patrimonio total de 600.000€ (me lo invento tirando al generoso:)):)) entre immuebles, cuentas corrientes, y terrenos, tendre que aplicar la normativa local de impuesto de sucesión catalana?
Para heredar 600.000€ cuanto tendria que pagar a la agencia tributaria catalana?
Una curiosidad la mia, espero que mis padres me duren per molts anys encara
Thank you
Anna
Es una pregunta muy compleja. Hay muchos aspectos a valorar, en especial la residencia de sus padres, al fallecimiento y el lugar donde estén los bienes de la herencua.
Good afternoon:
Mi madre de 85 años por razones de salud se mudó de Santa Pola, Alicante, a la provincia de Barcelona donde está a temporadas en casa de sus 3 hijos.
Ahora ha vendido su piso (que era su residencia habitual hasta cuando ella se podía valer por sí misma…) y, dado que ella tiene una pensión de unos 800 € al mes que le cubre sus gastos básicos, quiere repartir entre los 3 hijos el remanente que le quedará cuando acabe de pagar los impuestos correspondientes de plusvalia, etc… que estimamos serán unos 60.000 € en total y que tiene en una cuenta corriente.
Por lo que he podido ver, si ahora nos lo diera como donación (20.000 € a cada hijo) tendríamos que pagar íntegramente un 5% (si lo hacemos con escritura en notario) porque no hay reducción, lo que sinceramente consideramos un abuso máxime cuando, aunque tengamos nosotros el dinero, nos hemos comprometido a aportar lo que fuera necesario a partes iguales para cubrir todos los gastos que pudiera tener mi madre en un futuro y (ojalá no sea así) si al final tuviera que ir a una residencia, por lo que no vamos a disponer ahora de ese dinero por si tocar usarlo así.
Si, para evitar tener que pagar ese 5%, optamos por dejarlo en la cuenta de mi madre (ella es la única titular, pues uno de los hermanos está solo como autorizado), y cuando ella fallezca lo aceptamos como herencia, entonces, en ese caso, ¿sí podríamos aplicar los 100.000 € de reducción y, por tanto, el impuesto nos sería a pagar 0 € y una vez aportada la documentación correspondiente, el banco nos tendría que entregar el dinero de la c/cte sin problemas?
¿hay alguna otra manera de poder instrumentalizarlo para, si fuera necesario, usar algo de esos 60.000 € antes de que fallezca (por ejemplo, pagar una operación quirúrgica a uno de mis hermanos) sin tener que pagar ese 5%?
Muchas gracias por su consejo.
Lo más razonable sería que su madre hiciese un poder.
jose miguel.
tengo un piso que compre estando soltero,y ahora lo quiero poner a nombre de mi esposa,cuanto tendria que pagar,vivo en barcelona,lo compre 1973,y estamos casados 44 años,gracias.
Depende como se haga. Si quiere pase por el despacho y muy gustosamente le atenderemos
Hola quería hacer una pregunta…mi marido recibió un pago de liquidación de su trabajo cerca de 90000euros en 2008, lo tuvimos metido en el banco hasta 2016 que decidimos comprar un piso a nombre de los dos en Cádiz. Llevamos juntos 15 años, 6 como pareja de hecho y casados hace 9 años. También quiero mencionar que todos esos años hemos vivido en Barcelona, menos 2016-2018 que estuvimos viviendo en Cádiz. El hecho es que no nos hemos acostumbrado allí y vendimos el piso y nos volvimos a Barcelona. Hace años mi marido hizo un testamento antes de comprar el piso. Él de su primer matrimonio tiene 3 hijos mayores. Yo quiero saber cómo sería dividida esa cantidad del banco que está en una libreta a nombre de ambos, un coche y los muebles de la casa donde vivimos actualmente que por cierto no es nuestra. Gracias espero que puedan entender mi explicación.
No le puedo responder sin ver el testamento. Lo mejor que pueden hacer, creo yo, es que estando en Catalunya y muy probablemente ser de esa vecindad civi, organicen conjuntamente la sucesión
Hola, somos un matrimonio de 79 y 80 años, tenemos un hijo, que se divorcio legalmente en año 2011, desde este año vive con otra pareja, esa pareja tiene un hijo de 16 años que vive con ellos en el mismo domicilio y una hija sw 26 ya viviendo aparte sola, mi hijo tiene dos hijos uno de 13 y otro 15 vaya mis nietos, aunque tengo batante avanzada una simulación de herencias, en caso de falleciiento cualquiera de nuestro matrimonio, me queda varias dudas.
primera. Mi hijo, no se en que situacion legal está en pareja con esta chica, si pareja de hecho o no se, y no me atrevo a preguntarselo por causas familiares, tenemos testamento primiero al fallece uno de nosotros todo para el conyuge y en caso de fallecer los dos todo para mi hijo, DUDA, de esta futura herencia la prejaque esta ahora con el y sus dos hijos, tendrian algun derecho sosbre la herencia dada a mi hijo?, y la otra duda.
segunda. Ya calculo para mi hijo la posible legñitima en Cataluña que es el 25%, ahora bién, nuestra vivienda habitual en caso de fallecer uno de los dos pasaria a unos de nosostros con descuento del 95% PERO LA DUDA ES DE ESTA VIVIENDA MI HIJO TAMBIEN TENDRIA DERECHO A LA LEGITIMA, le agradeceria tal aclaracion saludos
Esta página no es un consultorio no line. Le podemos hacer un informe. Si no estuviera interesada le diríamos documentación necesaria y precio. Un saludo
mi padre fallecio recientemente y mi madre tambien el testamento se lo dejo a mi hermano y a mi me toca la lejitima somos de catalunya mi pregunta es que parte del piso me toca si el piso se vendio uno en la misma finca por 250-000 euros y que porcentaje se paga de impuestos
Esta web no es un consultorio. Pase por el despacho y muy gustosamente le atenderemos
Hola. Señor Prado. en 1995 hice un seguro de vida y de Incapacidad Absoluta de 30.000 peseta. A mi me han dado hace unos meses una Incapacidad Absoluta. y quiero reclamar el dinero del seguro yo e estado pagando en euros desde que entro en la comunidad Europea y 30.000 pesetas al cambio del Euro no es prácticamente dinero y yo pago cada mes 85 Euros con 85 centimos. Me podría informar Gracias de antemano, y perdone mi falta de ortografía muchas gracias
debería ver las pólizas.
Hola Sr. Prados
Mi madre tiene testamento a partes iguales para sus dos hijos, yo uno de ellos.
Dispone de dos casas donde reside (Mataro-Barcelona) una de ellas en la que vive junto a mi hermano toda la vida y que el banco en su WEB pone como valor de mercado 296.000€ y otra en desuso tambien como valor de mercado de 211.000€.
Tiene unos ahorros de unos 60000€.
Seria usted tan amable de decirme mas o menos la cantidad a que deberiamos hecer frente?
Reciba una saludacion cordial y gracias pos su informacion.
Con arreglo a la legislación vigente, no deben de preocuparse mucho del impuesto de sucesiones. Si quiere un simulación, como llevaría un tiempo de trabajo, le cobraría unos honorarios. Si está interesado puede mandarme un mensaje privado
Hola Luis ¿qué tal ? tengo una duda por favor, tengo un piso de herencia, al lado de Barcelona de 70 metros
cuadrados, y es de mi propiedad, pero tengo una discapacidad del 65% y no tengo hijos , vivo con mi madre, la única familiar que cuida de mi, cobro unos 854 euros de pensión, mi madre también cobra, pero menos dinero, si ella muere, ¿cuanto dinero tengo que pagar de impuesto de sucesiones , por favor? El otro día vi en televisión que unos casi 10.000 euros, luego tengo una cuenta corriente abierta con unos 4.000 euros. Vivo en Catalunya, gracias por atenderme, saludos …
Esa información creo que no es correcta, pero debe de tener en cuenta que habrá que estar a la ley vigente en el momento del fallecimiento de una persona, para poder saber exactamente lo que hay que pagar.