Contracts are a key element in the development and planning of any company; that is why it is convenient to manage them in the best possible way. They are so important because, at least in the case of energy supplies, these contracts can condition the viability of a business project; that is, if the company has a good […]
Tips for managing your company's contracts Continue reading →
Bankruptcy is a judicial procedure that takes place when any debtor, whether a natural or legal person, is in a state of insolvency, that is, he or she cannot regularly meet his or her due obligations (article 2 LC). Legally, bankruptcy is a collective enforcement procedure, the
ALIENATION AND LIENATION OF ASSETS OF DEBTORS IN BANKRUPTCY Continue reading →
In the event of the death of a family member who is the owner of the supplies, it is necessary to cancel the supply or make a change of ownership of the electricity and gas. The death of a family member is a very painful moment in which the last thing we need is
WHAT DO WE DO WITH THE HOME ENERGY CONTRACTS AFTER THE DEATH OF A FAMILY MEMBER? Continue reading →
I have already expressed myself on other occasions regarding the complexity of the inheritance and gift tax, which is nowadays increased: A.- by the existence of different concurrent administrations and different partial regulations; B.- by the influence that the community regulations have had on it; C.- and by
THE ACCUMULATION OF DONATIONS. Continue reading →
This post is a development of another one published in this same blog a few years ago, entitled Formulas for acquiring a flat from the Banks. The transfer of the auction., and which you can consult by clicking here. The origin of this post is a query that an employee and friend of a financial institution made to me,
THE RIGHT OF AUCTION MORTGAGE Continue reading →
Communities of Owners may need financing, not for their current expenses, but to undertake works of conservation, reform or improvement of the building, such as rehabilitation of facades and roofs, installation of elevators, expansion of garages and gardens... The cost of these services is very difficult to achieve.
THE FINANCING OF THE COMMUNITIES OF OWNERS Continue reading →
It is a very common phrase to say that the costs of a deed of sale are usually 10% of the value of the property, broken down into VAT or property transfer tax, the deed costs and the costs of registration in the Property Registry. However, things are not
HOW MUCH DOES IT COST TO WRITE A HOME Continue reading →
Taking out a mortgage is a complex process. There are various legal, financial, administrative, fiscal, civil, procedural rules… that are not always easy to understand, and a number of people are involved, such as banks, appraisers, agencies, notaries, registrars… which can cause the long-suffering debtor a lot of confusion. The first thing to keep in mind is
TIPS FOR GETTING A MORTGAGE Continue reading →
According to statistics on notarial documents, the most common document signed in Spanish notary offices is a power of attorney. This is a document in which one person authorizes another to carry out certain acts, with the scope desired. Special power of attorney and power of attorney
REVOCATION OF POWERS Continue reading →
It is quite common to hear me say, when asked for advice, that the best thing to do in a deed is to stick to reality, because “lies” in deeds always have a future cost in the form of capital gains. The two most frequent assumptions are, on the one hand, the relative
SOME QUESTIONS ABOUT THE PURCHASE OPTION. Continue reading →
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