In the following lines I will present some ideas on the right of habitation, and since they are inspired by real cases that have occurred in my Notary Office, we will also highlight the importance of proper notarial advice, which can only be derived from […]
THE RIGHT OF ROOM: THAT UNKNOWN. Continue reading →
Mistakes are human. We can all make mistakes, we do it every day, and despite having made them and being genuine in our intention to amend, we make them again, thus man is the only animal that stumbles twice on the same stone. In public writings too
ERRORS IN THE SCRIPTURES Continue reading →
Almost all companies usually use as a short-term financing mechanism the credit in current account, commonly known, at least in the lands of Lleida, as the policy. It is convenient to differentiate this credit in current account from the bank loan. The difference is basically in two points: a.- In
HOW TO NEGOTIATE A CREDIT POLICY Continue reading →
Surely more than one reader knows the mortgage processing procedure followed by BBVA, but in case there is anyone who is not familiar with it, we are going to briefly describe it, as well as its gestation and the framework in which it is protected, to then make some kind of
BBVA and Notaries Continue reading →
“He who guarantees pays.” This is a phrase I learned from my family environment and which I repeat a lot at the Notary, on the occasion of the signing of deeds and policies, because I have come to the conclusion that short and striking phrases, in the context of the authorization of a document, are not enough.
A few days ago a person came to my notary's office (I must say that I do not like to use the word client to refer to those who come to my office) to explain to me the ordeal he was going through once he had paid his mortgage loan, to get his financial institution to grant him
CANCELLATION OF MORTGAGE AND CLAIMS SERVICE OF THE BANK OF SPAIN. Continue reading →
The business of banks, described in a very simple way, consists of receiving deposits or other repayable funds from the public and, using the money received, granting loans or credits. The difference between what they pay and what they charge is their commercial margin. I say this because banks
THE TRICK OF BANK LINKS Continue reading →
It seems that the terms digital inheritance or legacy, as well as digital executor, are becoming more and more common in our vocabulary, all of which is fueled by anecdotes in which even Hollywood stars appear. But what is really hidden behind this term?
THE DIGITAL INHERITANCE. PROBLEMS AND SOLUTIONS IN THE LAW OF CATALONIA Continue reading →
I am not going to make a great theoretical reflection on the right to choose a notary, but I do anticipate that what I am going to explain in these lines is a totally true case, which highlights the risks that may arise from the Notary who authorizes any type of document.
THE IMPORTANCE OF CHOOSING A NOTARY Continue reading →
As we said the other day, it seems that mortgages are back, or at least that is what can be deduced from the information campaigns of certain financial institutions, whose radio spots announce with great fanfare that in 2014, credit will be granted again. In a previous entry we have
HOW MUCH DOES THE MORTGAGE DEED COST. Part II. Continue reading →
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