It seems mortgages are back, or at least that's what some financial institutions' information campaigns suggest, with their radio spots trumpeting that credit will be granted again in 2014. Indeed, it could be great news that banking is back […]
HOW MUCH DOES A MORTGAGE DEED COST. Part I Continue reading →
I don't mean to say with this title that from the moment we enter a bank branch, the staff tries to deceive us. I believe that in many of the numerous recent scandals involving banks, the bank staff is the one who has been involved in the deception.
BE CAREFUL WITH THE BANK CONTRACTING! Continue reading →
What I'm telling you in the following lines is not a tall tale. Unfortunately, it's the pure reality of how a financial institution has operated. There was a Savings Bank, now defunct as a result of the good work of its managers, and incorporated into a bank that
SOMETHING MORE ABOUT MORTGAGE CANCELLATIONS Continue reading →
I am not going to deal with the subject of the effects of the registration of a property in the Property Registry from a theoretical point of view, and I fear that for many people it will be incomprehensible. I want to refer to a very specific case, which I imagine will already be in the
THE CONSEQUENCES OF NON-REGISTRATION IN THE PROPERTY REGISTRY Continue reading →
The Bank of Spain published its Mortgage Loan Access Guide on July 13th of this year. You can access it through the following link: (http://www.bde.es/bde/es/secciones/informes/Folletos/guia_de_acceso_a) "This is a compendium of all the necessary information for consumers accessing this type of loan."
ACCESS GUIDE TO THE MORTGAGE LOAN Continue reading →
The answer to this question must necessarily be affirmative. A will is not an act of closing our life, but rather, it is a provision for when that closing of our life occurs. And since we never know when it will happen, it is desirable to
SHOULD I MAKE A WILL? Continue reading →
Among the different types of notarial documentation, and perhaps the one most directly associated with the work of a notary, are the so-called notarial acts. This is a document in which the Notary, at the request of a party, records facts and circumstances that he or she witnesses or that
NOTARIAL RECORDS FOR COMPUTER ISSUES Continue reading →
In recent days, the press has reported a significant increase in inheritance renunciations in Spain. As is customary on this blog, we will try to give a practical overview of the matter, for which we will have to refer to
DO I ACCEPT OR GIVE UP THE INHERITANCE? Continue reading →
Putting the title of this entry between exclamation marks is a nod to what more than one person must think internally who, after having paid every last euro owed to the bank, simply wants to get the charge removed from the Registry of the
I WANT TO CANCEL MY MORTGAGE!!!! Continue reading →
Let's go a little deeper into the recurring issue of the values declared in the deeds and the possible actions to be taken when the administration verifies the values. It is often heard that if a minimum value is not declared in a deed, you can be sanctioned. Nothing more.
POSSIBLE ACTIONS BEFORE A VERIFICATION OF VALUES Continue reading →
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